- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹174 Cr2,356th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
- Earlier quarters restated in the year
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 27 May 2026
- 1.8
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.20%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 12.35%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 16.49%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.16%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 13.38%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.23times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 52,714
Emerald Finance board of directors
At the end of the quarter to Sep 2026, as the company filed it; changes since are in its announcements.Their trades in its shares
- Chairperson and managing directorSanjay Aggarwal
- Company Secretary and Compliance OfficerAmarjeet Kaur
4 directors2 independent1 executive1 non-executive
- Sanjay Aggarwal · Chairperson and managing directorExecutive · joined Sep 2009 · reappointed Jul 2025 · 1 listed board · 1 committee seat
- Anubha AggarwalNon-executive · joined Oct 2017 · 1 listed board · 2 committee seats, 1 as chair
- Manjeet KaushikIndependent · joined Aug 2024 · 25 months as independent · 1 listed board · 1 as independent · 1 committee seat, 1 as chair
- Akshay Kumar AgarwalIndependent · joined Aug 2024 · 25 months as independent · 1 listed board · 1 as independent · 2 committee seats
An independent director has no business or family tie to the company, its promoters or its managers beyond the seat. Listed boards counts the boards of listed companies the director sits on, this one included, and "as independent" how many of those seats are independent ones. Committee seats are audit and stakeholder committee seats across those companies. Months as independent is filed for independent directors only, whose terms the rules cap. Disqualified is the company's own mark that a director may not serve under company law.
Committees and meetings
Who sits on each, and how often they met.Board meeting notices and outcomes
Board
- 27 Aug 20264 of 4 present2 independent · 35 days in between
- 22 Jul 20264 of 4 present2 independent · 55 days in between
- 27 May 20264 of 4 present2 independent · 35 days in between
- 21 Apr 20264 of 4 present2 independent
Audit Committee
Chair Manjeet Kaushik
Akshay Kumar Agarwal, Anubha Aggarwal
- 22 Jul 20263 of 3 present1 independent · 55 days in between
- 27 May 20263 of 3 present2 independent · 35 days in between
- 21 Apr 20263 of 3 present2 independent
Nomination and remuneration committee
Chair Manjeet Kaushik
Akshay Kumar Agarwal, Anubha Aggarwal
- 27 Aug 20263 of 3 present2 independent · 35 days in between
Stakeholders Relationship Committee
Chair Anubha Aggarwal
Akshay Kumar Agarwal, Sanjay Aggarwal
- 22 Jul 20263 of 3 present1 independent
Borrowing and Investment committee
Chair Sanjay Aggarwal
Anubha Aggarwal, Manjeet Kaushik
- 28 Sep 20262 of 3 present1 independent · 20 days in between
- 7 Sep 20262 of 3 present1 independent · 3 days in between
- 3 Sep 20262 of 3 present1 independent · 2 days in between
- 31 Aug 20262 of 3 present1 independent · 3 days in between
10 earlier meetings
- 27 Aug 20262 of 3 present1 independent · 6 days in between
- 20 Aug 20262 of 3 present1 independent · 16 days in between
- 3 Aug 20262 of 3 present1 independent · 8 days in between
- 25 Jul 20262 of 3 present1 independent · 50 days in between
- 4 Jun 20262 of 3 present1 independent · 1 day in between
- 2 Jun 20262 of 3 present1 independent · 7 days in between
- 25 May 20262 of 3 present1 independent · 15 days in between
- 9 May 20262 of 3 present1 independent · 3 days in between
- 5 May 20262 of 3 present1 independent · 20 days in between
- 14 Apr 20262 of 3 present1 independent
Credit Committee
Chair Sanjay Aggarwal
Manjeet Kaushik
- 1 Jul 20262 of 4 present1 independent · 90 days in between
- 1 Apr 20262 of 4 present1 independent
Asset-Liability Committee
Chair Sanjay Aggarwal
- 1 Jul 20261 of 1 present0 independent
Meetings in the quarter filed and the one before it. The days in between are as the company files them, neither meeting's day counted; the rules allow at most 120. A quorum is the least number of members who must attend for the meeting to decide anything.
Emerald Finance AGM and shareholder votes
Each resolution, how the votes went, and how institutions voted apart from the promoters. A postal ballot is a vote by post or online, held without a meeting.Emerald Finance dividend history
Annual general meeting, 30 Sep 2026
10,279 shareholders on the register on 23 Sep 2026; present: 3 promoters and 29 others; votes counted by Anil Singh Negi / Anil Negi & Company.The company's voting result (opens in a new tab)
To receive, consider and adopt the Audited Financial Statements (Standalone and Consolidated) for the financial year ended 31st March 2026 together with Reports of the Board of Directors and Auditor's thereon.MoreLess
Ordinary100.00% for0.00% againstAgainst: promoters 0.00% · other public 0.07%
Turnout: all 60.77% · promoters 100.00% · other public 2.64%
- To declare final dividend of Rs. 0.10 per share for the financial year ended 31st March, 2026.Ordinary100.00% for0.00% against
Against: promoters 0.00% · other public 0.07%
Turnout: all 60.77% · promoters 100.00% · other public 2.66%
- To appoint a director in place of Mr. Sanjay Aggarwal (DIN: 02580828), who retires by rotation and being eligible, offers himself for reappointmentOrdinary100.00% for0.00% against
Against: promoters 0.00% · other public 0.07%
Turnout: all 60.77% · promoters 100.00% · other public 2.65%
- TO APPROVE RELATED PARTY TRANSACTIONS FOR THE FINANCIAL YEAR 2026-27OrdinaryPromoters have an interest in it99.92% for0.08% against
Against: promoters 0.00% · other public 0.08%
Turnout: all 1.07% · promoters 0.00% · other public 2.66%
For and against are per cent of the votes cast. Turnout is the votes cast as a per cent of the shares each group holds. Institutions are funds, insurers, banks and foreign investors. An ordinary resolution passes with more than half the votes cast, a special one with at least three quarters.
Investor complaints and compliance
Quarter by quarter.
Investor complaints received and resolved, the company's own count
- Received
- Resolved
Open at the quarter's end
- The board is made up as the listing rules require
- Yes
- The board has a regular chairperson
- Yes
- The company has a risk management committee
- No
- The chair is related to the managing director
- Yes
- The filing has a part on fines and penalties
- No
- The filing has a part on tax disputes
- No
- There was a cyber security incident in the quarter
- No
The company's own answers in its filing.