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City Union Bank results

NSE: CUBBSE: 532210BanksSmall Cap

Last close ₹222.02down ₹4.25 (1.88%)BSE ₹221.85

Share price at the NSE close on 23 Oct 2026. Previous close ₹226.27.

52-week range of traded prices to 23 Oct 2026
₹166.68Low, 24 Oct 2025₹248.85High, 7 Sep 2026
Market cap
₹21,997 Cr348th largest listed
P/E
15.7
P/B
2.1
Dividend yield
0.90%
ROE
14.0%
NIM
3.57%
Gross NPA
1.73%
Net NPA
0.61%
CET1
21.73%
ROA
1.52%
Volume, NSE
20,21,82560.8% delivered

Q1 results, quarter to Jun 2026

Standalone: the listed company alone, without its subsidiaries. ₹ crore.City Union Bank annual results and balance sheet

Total income
₹2,229 Cr+20.5% on a year ago · +3.8% on the quarter before
Net profit
₹383 Cr+25.1% on a year ago · +6.4% on the quarter before
Earnings per share
₹3.86+24.6% on a year ago · +6.3% on the quarter before
Net interest income
₹820 Cr
Profit before provisions
₹581 Cr
Gross bad loans
1.73%

From interest earned to net profit, ₹ crore

  1. Interest earned1,985
  2. Interest paid−1,165
  3. Net interest income820
  4. Other income+244
  5. Operating expenses−483
  6. Before provisions581
  7. Set aside for bad loans−78
  8. Profit before tax503
  9. Tax−120
  10. Net profit383

City Union Bank results by quarter

Standalone: the listed company alone, without its subsidiaries. Latest quarter to Jun 2026. Results for the quarter to Sep 2026 are due by 14 Nov 2026, 45 days after it ends.Results filings and date

Total income and net profit by quarter, ₹ crore

  • Total income
  • Net profit

Net interest income and money set aside for bad loans by quarter, ₹ crore

  • Net interest income
  • Set aside for bad loans
₹ croreSep 2021Q2Filed 13 NovDec 2021Q3Filed 4 FebMar 2022Q4Filed 28 MayJun 2022Q1Filed 9 AugSep 2022Q2Filed 5 NovDec 2022Q3Filed 13 FebMar 2023Q4Filed 27 MayJun 2023Q1Filed 11 AugSep 2023Q2Filed 30 OctDec 2023Q3Filed 2 FebMar 2024Q4Filed 22 MayJun 2024Q1Filed 29 JulSep 2024Q2Filed 22 OctDec 2024Q3Filed 31 JanMar 2025Q4Filed 2 MayJun 2025Q1Filed 31 JulSep 2025Q2Filed 3 NovDec 2025Q3Filed 2 FebMar 2026Q4Filed 28 AprJun 2026Q1Filed 28 Jul
Total income1,2251,1951,2531,3171,3551,4301,4231,4581,4861,5191,5491,5811,6601,7071,7841,8491,9122,0012,1462,229
1,0221,0351,0501,0991,1811,2061,2281,2661,3041,3261,3741,3891,4341,4791,5331,6051,6531,7561,8561,985
On loans8638658709029559699741,0091,0281,0361,0811,0861,1431,1991,2431,2901,3321,4351,5151,629
On investments154166174190213217215221239247252262271269271286288294311315
On balances with the RBI and other banks44471219383536434038169162629262941
Other interest11111111112232225200
Interest paid5445455495756136507147447668108288438518919329809871,0041,0701,165
Net interest income478490501525568556514523538516547545582588600625667752786820
Other income203160203218173224195191182193175192226228251244259245290244
276280264295285283292300334345370364381380411418455484497483
Profit before provisions405370440447456497417414387364352373428436441451471513580581
Set aside for bad loans1481241711521052251591525646323970757870579612078
Exceptional items00000000000000000000
Profit before tax257246269295351273258262331318320334358361363381414417460503
Tax755060707555403550656570737575758585100120
Net profit182196209225276218218227281253255264285286288306329332360383
Earnings per share₹1.85₹1.99₹2.12₹2.28₹2.81₹2.21₹2.21₹2.31₹2.84₹2.57₹2.58₹2.68₹2.89₹2.90₹2.92₹3.10₹3.32₹3.36₹3.63₹3.86
Diluted earnings per share₹1.82₹1.97₹2.10₹2.26₹2.78₹2.19₹2.19₹2.29₹2.81₹2.54₹2.57₹2.66₹2.87₹2.87₹2.90₹3.08₹3.31₹3.35₹3.62₹3.85
Earnings per share in rupees, restated for later splits and bonuses.
FigureSep 2021Q2Filed 13 NovDec 2021Q3Filed 4 FebMar 2022Q4Filed 28 MayJun 2022Q1Filed 9 AugSep 2022Q2Filed 5 NovDec 2022Q3Filed 13 FebMar 2023Q4Filed 27 MayJun 2023Q1Filed 11 AugSep 2023Q2Filed 30 OctDec 2023Q3Filed 2 FebMar 2024Q4Filed 22 MayJun 2024Q1Filed 29 JulSep 2024Q2Filed 22 OctDec 2024Q3Filed 31 JanMar 2025Q4Filed 2 MayJun 2025Q1Filed 31 JulSep 2025Q2Filed 3 NovDec 2025Q3Filed 2 FebMar 2026Q4Filed 28 AprJun 2026Q1Filed 28 Jul
Gross bad loans, ₹ crore2,1191,9991,9331,9041,8621,9891,9202,0812,0351,9681,8541,8061,7261,6931,6381,6171,3931,3201,2731,170
Net bad loans, ₹ crore1,2941,2961,1911,1611,1291,1241,0181,039999941899853775702653635513469449405
Gross bad loans, % of loans5.58%5.21%4.70%4.65%4.36%4.62%4.37%4.91%4.66%4.47%3.99%3.88%3.54%3.36%3.09%2.99%2.42%2.17%1.91%1.73%
Net bad loans, % of loans3.48%3.44%2.95%2.89%2.69%2.67%2.36%2.51%2.34%2.19%1.97%1.87%1.62%1.42%1.25%1.20%0.90%0.78%0.68%0.61%
Bad loans already provided for38.94%35.16%38.39%38.99%39.38%43.46%47.00%50.09%50.91%52.19%51.54%52.75%55.08%58.56%60.13%60.76%63.19%64.44%64.70%65.36%
Core equity to risk-weighted loans18.18%18.34%19.78%19.42%19.02%19.41%21.27%21.98%21.17%20.83%22.80%22.55%21.98%21.29%22.70%22.09%20.71%19.18%20.82%21.73%
Tier 1 capital–––––––––––––––––––42.70%
Additional tier 1 capital–––––––––––––––––––20.97%
Held by the government0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Per cent, and the bad loans themselves in ₹ crore. A non-performing loan is one the borrower has stopped paying, generally for 90 days. Additional tier 1 capital is left blank for the years to Sep 2021, Dec 2021, Mar 2022, Jun 2022, Sep 2022, Dec 2022, Mar 2023, Jun 2023, Sep 2023, Dec 2023, Mar 2024, Jun 2024, Sep 2024, Dec 2024, Mar 2025, Jun 2025, Sep 2025, Dec 2025 and Mar 2026: the form writes 0 both for a bank with no additional tier 1 capital and for one that does not state it, and nothing in the filing says which.

Filed results, as an XML file each

16 earlier filings

Segment results by quarter

Standalone, ₹ crore, quarters to Jun 2026.City Union Bank segment results by year

  • CORPORATE WHOLESALE BANKING

    Revenue, ₹ crore
    Profit, ₹ crore
  • TREASURY

    Revenue, ₹ crore
    Profit, ₹ crore
  • OTHER BANKING OPERATIONS

    Revenue, ₹ crore
    Profit, ₹ crore
  • RETAIL BANKING

    Revenue, ₹ crore
    Profit, ₹ crore
₹ croreSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue of all businesses1,4861,5191,5491,5811,6601,7071,7841,8491,9122,0012,1462,229
Company revenue, as in its results1,4861,5191,5491,5811,6601,7071,7841,8491,9122,0012,1462,229
Revenue––––9881,0091,052–1,1301,1491,303–
Revenue growth––––––––14.5%13.9%23.9%–
Profit––––179179196–188231227–
Profit growth––––––––5.1%29.2%16.1%–
Margin––––18.2%17.7%18.6%–16.7%20.1%17.4%–
Assets––––36,84738,16539,746–43,50444,31350,369–
Liabilities––––32,84433,87435,341–38,88039,63845,304–
Revenue266291316325336381361388407465411476
Revenue302314323318312296314377338341369408
Revenue142428162521562336456223
Revenue––––011–112–
000000––0–0–
Revenue904890882922–––1,061–––1,322
Profit is before tax and finance costs, the way companies report their segments.