Crest Ventures logo

Crest Ventures financials and balance sheet

NSE: CRESTBSE: 511413FinanceSmall Cap

Formerly Sharyans Resources
Last close ₹345.00down ₹6.00 (1.71%)BSE ₹339.80

Share price at the NSE close on 23 Oct 2026. Previous close ₹351.00.

52-week range of traded prices to 23 Oct 2026
₹298.15Low, 30 Mar 2026₹418.00High, 28 Nov 2025
Market cap
₹982 Cr1,469th largest listed
P/E
Earlier quarters restated in the year
P/B
0.8
Dividend yield
0.29%
NIM
8.24%
Cost of funds
9.08%
Credit cost
−0.30%
ROA
2.86%
Leverage
1.31times net worth
Volume, NSE
12,30567.9% delivered

10 years at a glance

Consolidated, laid out as a lender that is not a bank files them. A lender's lines are blank for the years to Mar 2017, Mar 2018 and Mar 2019: the company's filing for those results has none of them. A lender's lines are blank for the years to Mar 2020, Mar 2021, Mar 2022, Mar 2023 and Mar 2024: the company's accounts for those years show under half its income as interest, which is not a lender's business.Crest Ventures annual reports

Net interest income, Net profit, ₹ crore

  • Net interest income
  • Net profit

Net interest margin, Return on assets, per cent

  • Net interest margin
  • Return on assets

Crest Ventures business segments, year to Mar 2026

A reportable segment is a line of business the company must report on its own. Consolidated, ₹ crore, as the company reports them.Crest Ventures segment results by quarter

Revenue by segment

₹159 CrTotal
  • Investing & Credit Activities₹74.1 Cr46.6% of total
  • Real Estate & Related Activities₹52.5 Cr33.0% of total
  • Financial & Related Services₹32.5 Cr20.4% of total

Profit by segment

  • Investing & Credit Activities₹55.2 Cr75.8% of total
  • Real Estate & Related Activities₹8.7 Cr11.9% of total
  • Financial & Related Services₹9.0 Cr12.3% of total

Segment results by year

Consolidated, ₹ crore, years to March.

  • Investing & Credit Activities

    Revenue, ₹ crore
    Profit, ₹ crore
  • Real Estate & Related Activities

    Revenue, ₹ crore
    Profit, ₹ crore
  • Financial & Related Services

    Revenue, ₹ crore
    Profit, ₹ crore
₹ croreMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue of all businesses53685557651184204159
Company revenue, as in its results50675557651184204159
Revenue192629306098412674
Revenue growth–41.7%8.1%6.7%1,896.8%−86.1%49.8%−41.4%
Profit910−7−195695210855
Profit growth–8.7%–––−90.9%106.7%−48.7%
Margin50.3%38.6%−22.9%−63.6%93.5%61.7%85.1%74.5%
Assets516607622657716882855777
Liabilities6696119171173211175217
Revenue12155617765553
Revenue–––––––33
Revenue0000320–
Revenue22262121222123–
Revenue–––––000
Profit is before tax and finance costs, the way companies report their segments.

Income

₹ crore, years to March. Tax is left blank for the year to Mar 2019: profit before tax less the tax charge stated does not come to the profit after tax the same statement states, so the tax charge is not shown.

₹ croreMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Filed 29 MayMar 2026Filed 22 May
Total income––––––––205159
Interest earned––––––––7788
Interest paid––––––––2120
Net interest income––––––––5668
––––––––12771
Gains on fair value changes––––––––523
Dividends––––––––10
Other operating revenue––––––––7468
Income outside operations––––––––00
The lines under it are parts of it, not all of it.––––––––7676
Profit before provisions––––––––10863
Set aside for bad loans––––––––−5−1
Exceptional items––––––––00
Profit before tax6571015−9−205658111265
16–543177202117
Share of profit of associates–––35163681−10
The lines under it are parts of it, not all of it.38944845312396629048
Other comprehensive income–––−152−269564
Total comprehensive income–––4481439413195111
Earnings per share₹16.46₹36.08₹17.14₹15.89₹1.05₹4.25₹139.41₹21.33₹31.39₹16.61
Diluted earnings per share₹16.46₹36.08₹17.14₹15.89₹1.05₹4.25₹139.14₹21.14₹31.11₹16.46

Balance sheet

₹ crore, at 31 March.

₹ croreMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Filed 29 MayMar 2026Filed 22 May
Total assets––––––1,4211,925
Loans given––––––564391
Investments––––––290408
Deposits––––––077
––––––163202
Bonds and debentures––––––93100
Loans––––––69102
The lines under it are parts of it, not all of it.––––––1,2201,333

Margins and returns

Per cent a year, on the average of the opening and closing balance sheets.

FigureMar 2025Filed 29 MayMar 2026Filed 22 May
Net interest margin6.53%8.24%
Yield on interest-earning assets8.93%10.67%
Cost of funds11.34%9.08%
Spread−2.41%1.59%
Cost to income41.33%54.65%
Credit cost−0.83%−0.30%
Return on assets6.46%2.86%
Assets per rupee of net worth1.191.31
Return on equity7.66%3.75%

Where the return on assets comes from

Per cent of average total assets, a year. Each line adds to the one below it.

Per centMar 2025Filed 29 MayMar 2026Filed 22 May
Net interest income4.04%4.07%
Other income9.13%4.25%
Operating expenses5.44%4.55%
Profit before provisions7.72%3.77%
Set aside for bad loans−0.33%−0.09%
Exceptional items0.00%0.00%
Profit before tax8.06%3.86%
Tax1.50%1.02%
Associates and businesses sold or closed−0.10%0.03%
Return on assets6.46%2.86%

Cash flow

Consolidated, ₹ crore, years to March.

₹ croreMar 2021Filed 29 OctMar 2022Filed 29 OctMar 2023Filed 27 MayMar 2024Filed 29 OctMar 2025Filed 29 MayMar 2026Filed 22 May
Cash from operations−2−104−680−7−1546
Capital spending032113111
Free cash flow−2−108−700−20−1635
Cash from investing−9−227824829−83
Cash from financing19124−8226−53109
Dividends paid111333
Shares bought back005000
Shares issued000000
Net change in cash8−22066−3972
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2017, Mar 2018, Mar 2019 and Mar 2020.

Per share

Consolidated, ₹ per share, years to March.Crest Ventures dividend history

₹ per shareMar 2017Mar 2018Mar 2019Filed 14 MayMar 2020Filed 25 JulMar 2021Filed 29 OctMar 2022Filed 29 OctMar 2023Filed 27 MayMar 2024Filed 29 OctMar 2025Filed 29 MayMar 2026Filed 22 May
Earnings per share₹16.46₹36.08₹17.14₹15.89₹1.05₹4.25₹139.41₹21.33₹31.39₹16.61
Diluted earnings per share₹16.46₹36.08₹17.14₹15.89₹1.05₹4.25₹139.14₹21.14₹31.11₹16.46
Dividend per share₹0.50₹0.50₹0.50₹0.50₹0.50₹0.50₹1.00₹1.00₹1.00₹1.00
Book value per share––₹185.51₹200.83₹203.16₹207.53₹346.99₹391.75₹423.74₹462.39
Dividend payout–1.4%3.0%3.1%47.7%11.8%0.7%4.7%3.2%6.0%
Shareholder yield––––0.6%0.3%1.4%0.3%0.3%0.3%
Market cap at the year end (₹ crore)4604763671492415194541,0661,064924

Growth and returns over 3, 5 and 10 years

Consolidated: the company and its subsidiaries together. Each window ends with the year to Mar 2026.

Measure10 years5 years3 years
Revenue growth, yearly rate16.6%23.9%−37.5%
Profit growth, yearly rate2.3%73.5%−50.9%
Return on equity, average–14.0%5.7%
Net margin, average54.5%38.0%36.0%
Asset turnover, average–0.220.13

Where the cash came from and went

Consolidated: the company and its subsidiaries together. ₹ crore, added up over each window, which ends with the year to Mar 2026.

₹ crore5 years3 yearsLatest year
Cash from operations−7602446
Cash from investing754−6−83
Cash from financing12382109
Capital spending492411
Dividends paid1183
Shares bought back500
Shares issued for cash000

Credit ratings

An agency's view of the chance the company repays a borrowing on time, from AAA, the highest, down to D, in default.

DateAgencyBorrowing ratedRatingOutlookAmount, ₹ Cr
11 Dec 2025CARE Ratings Limited (opens in a new tab)Issuer RatingCARE BBBReview, Re-affirmStable
11 Dec 2025CARE Ratings Limited (opens in a new tab)Debentures-Non Convertible DebenturesCARE BBBNew, NewStable100
The latest rating on each borrowing. The agency's name opens its reasoning for the rating.