AK Capital Services logo

AK Capital Services financials and balance sheet

NSE: AKCAPITBSE: 530499FinanceSmall Cap

Last close ₹1,717.20down ₹12.80 (0.74%)BSE ₹1,692.90

Share price at the NSE close on 23 Oct 2026. Previous close ₹1,730.00.

52-week range of BSE trades to 23 Oct 2026
₹1,145.20Low, 23 Oct 2025₹1,950.00High, 22 Jun 2026
Market cap
₹1,133 Cr1,459th largest listed
P/E
9.8
P/B
1.1
Dividend yield
4.19%
ROE
11.4%
NIM
3.21%
Cost of funds
7.61%
Credit cost
0.09%
ROA
2.68%
Leverage
3.98times net worth
Volume, NSE
1,63294.7% delivered

10 years at a glance

Consolidated, laid out as a lender that is not a bank files them. A lender's lines are blank for the years to Mar 2017 and Mar 2018: the company's filing for those results has none of them. A lender's lines are blank for the years to Mar 2021 and Mar 2022: the company's accounts for those years show under half its income as interest, which is not a lender's business.AK Capital Services annual reports

Net interest income, Net profit, ₹ crore

  • Net interest income
  • Net profit

Net interest margin, Return on assets, per cent

  • Net interest margin
  • Return on assets

Income

₹ crore, years to March.

₹ croreMar 2017Mar 2018Mar 2019Filed 19 JulMar 2020Filed 29 JunMar 2021Mar 2022Mar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Total income––422314––407519484573
Interest earned––214160––211282310347
Interest paid––153115––131196224237
Net interest income––6145––818686110
––208154––195237174226
Fees and commission––160––0000
Gains on fair value changes––2043––80766241
Gains on loans sold––01––5110
Dividends––00––0000
Rent––44––3222
Sale of services––168105––107158107181
Income outside operations––02––0131
The lines under it are parts of it, not all of it.––172134––158200151182
Profit before provisions––9765––118123110154
Set aside for bad loans––00––0001
Exceptional items––00––0000
Profit before tax8993976598109118123110153
31312514232630302339
The lines under it are parts of it, not all of it.576172517583889387114
Other comprehensive income––10000000
Total comprehensive income––73517583889287114
Earnings per share₹87.01₹92.93₹108.14₹77.28₹112.73₹124.65₹132.78₹138.95₹128.38₹167.20
Diluted earnings per share₹87.01₹92.93₹108.14₹77.28₹112.73₹124.65₹132.78₹138.95₹128.38₹167.20

Balance sheet

₹ crore, at 31 March.

₹ croreMar 2019Filed 19 JulMar 2020Filed 29 JunMar 2021Mar 2022Mar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Total assets2,5691,584––3,1183,8064,2404,284
Loans given736275––568609686888
Investments791591––1,8382,7292,8282,434
Deposits33––2211
1,875878––2,1622,7523,1473,088
Bonds and debentures717507––647618657975
Loans1,158371––1,5152,1342,4902,114
The lines under it are parts of it, not all of it.631641––8689481,0111,132

Margins and returns

Per cent a year, on the average of the opening and closing balance sheets.

FigureMar 2019Filed 19 JulMar 2020Filed 29 JunMar 2021Mar 2022Mar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Net interest margin–3.76%––3.79%3.00%2.52%3.21%
Yield on interest-earning assets–13.39%––9.89%9.81%9.04%10.15%
Cost of funds–8.35%––6.51%7.96%7.57%7.61%
Spread–5.04%––3.38%1.85%1.47%2.54%
Cost to income64.04%67.15%––57.35%61.99%57.80%54.10%
Credit cost–0.01%––−0.03%0.02%0.03%0.09%
Return on assets–2.48%––3.03%2.67%2.17%2.68%
Assets per rupee of net worth–3.26––3.523.814.113.98
Return on equity–8.09%––10.68%10.19%8.89%10.64%

Where the return on assets comes from

Per cent of average total assets, a year. Each line adds to the one below it. The year to Mar 2019, the first with a balance sheet on this form, has none a year before it to average with, so its ratios are blank.

Per centMar 2020Filed 29 JunMar 2021Mar 2022Mar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Net interest income2.16%––2.77%2.49%2.15%2.57%
Other income7.42%––6.70%6.85%4.33%5.30%
Operating expenses6.44%––5.43%5.79%3.74%4.26%
Profit before provisions3.15%––4.04%3.55%2.73%3.61%
Set aside for bad loans0.00%––0.00%0.00%0.01%0.02%
Exceptional items0.00%––0.00%0.00%0.00%0.00%
Profit before tax3.15%––4.04%3.55%2.73%3.60%
Tax0.67%––1.01%0.87%0.56%0.92%
Associates and businesses sold or closed0.00%––0.00%0.00%0.00%0.00%
Return on assets2.48%––3.03%2.67%2.17%2.68%

Cash flow

Consolidated, ₹ crore, years to March.

₹ croreMar 2021Filed 31 MayMar 2022Filed 9 JunMar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Cash from operations−91−11945340−478−258
Capital spending046936
Free cash flow−91−12339331−480−263
Cash from investing−418−218−230−735163404
Cash from financing425356177393319−114
Dividends paid568122436
Shares bought back000000
Shares issued000000
Net change in cash−8520−8−3433
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2017, Mar 2018, Mar 2019 and Mar 2020.

Per share

Consolidated, ₹ per share, years to March.AK Capital Services dividend history

₹ per shareMar 2017Mar 2018Mar 2019Filed 19 JulMar 2020Filed 29 JunMar 2021Filed 31 MayMar 2022Filed 9 JunMar 2023Filed 27 MayMar 2024Filed 26 JulMar 2025Filed 23 MayMar 2026Filed 20 May
Earnings per share₹87.01₹92.93₹108.14₹77.28₹112.73₹124.65₹132.78₹138.95₹128.38₹167.20
Diluted earnings per share₹87.01₹92.93₹108.14₹77.28₹112.73₹124.65₹132.78₹138.95₹128.38₹167.20
Dividend per share₹6.00₹6.00₹6.00₹6.00₹6.00₹8.00₹12.00₹16.00₹38.00₹60.00
Book value per share––₹886.46₹931.31₹1,036.14₹1,151.25₹1,271.78₹1,392.52₹1,470.39₹1,585.47
Dividend payout6.9%6.5%5.5%7.8%5.3%6.4%9.0%11.5%29.8%35.9%
Shareholder yield––––2.6%2.2%3.0%1.9%3.6%3.6%
Market cap at the year end (₹ crore)258269217120204289282602678995

Growth and returns over 3, 5 and 10 years

Consolidated: the company and its subsidiaries together. Each window ends with the year to Mar 2026.

Measure10 years5 years3 years
Revenue growth, yearly rate9.0%14.7%12.1%
Profit growth, yearly rate10.3%8.2%8.0%
Return on equity, average–10.5%10.1%
Net margin, average19.9%20.7%18.6%
Asset turnover, average–0.140.13

Where the cash came from and went

Consolidated: the company and its subsidiaries together. ₹ crore, added up over each window, which ends with the year to Mar 2026.

₹ crore5 years3 yearsLatest year
Cash from operations−469−395−258
Cash from investing−617−169404
Cash from financing1,131598−114
Capital spending27176
Dividends paid867236
Shares bought back000
Shares issued for cash000

Credit ratings

An agency's view of the chance the company repays a borrowing on time, from AAA, the highest, down to D, in default.

DateAgencyBorrowing ratedRatingOutlookAmount, ₹ Cr
21 Aug 2026Acuite Ratings & Research Limited (opens in a new tab)Bank Loan RatingsACUITE AA-Review, Re-affirmStable922.10
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperShort-term scaleCARE A1+Review, Re-affirmISINs - INE701G14262,INE701G14296,INE701G14304,INE701G14312,INE701G14320 redeemed50
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperCARE A1+Review, Re-affirm14
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperShort-term scaleCARE A1+Review, Re-affirmISINs - INE701G14262,INE701G14296,INE701G14304,INE701G14312,INE701G14320 redeemed5
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperShort-term scaleCARE A1+Review, Re-affirmISINs - INE701G14262,INE701G14296,INE701G14304,INE701G14312,INE701G14320 redeemed2
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperShort-term scaleCARE A1+Review, Re-affirmISINs - INE701G14262,INE701G14296,INE701G14304,INE701G14312,INE701G14320 redeemed25
6 Jul 2026CARE Ratings Limited (opens in a new tab)Commercial PaperShort-term scaleCARE A1+Review, Re-affirmISINs - INE701G14262,INE701G14296,INE701G14304,INE701G14312,INE701G14320 redeemed20
The latest rating on each borrowing. The agency's name opens its reasoning for the rating.