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Aavas Financiers PE ratio, market cap and valuation

NSE: AAVASBSE: 541988FinanceSmall Cap

Last close ₹1,114.10down ₹48.20 (4.15%)BSE ₹1,114.55

Share price at the NSE close on 23 Oct 2026. Previous close ₹1,162.30.

52-week range of traded prices to 23 Oct 2026
₹1,060.40Low, 23 Mar 2026₹1,771.90High, 13 Nov 2025
Market cap
₹8,834 Cr537th largest listed
P/E
12.9
P/B
1.7
Dividend yield
Nonein the last 12 months
ROE
14.6%
NIM
6.75%
Cost of funds
7.44%
Credit cost
0.19%
ROA
3.29%
Leverage
4.23times net worth
Volume, NSE
1,19,50549.1% delivered

Aavas Financiers PE ratio and valuation against its own history

Each ratio on 23 Oct 2026 beside its median over each window. The ratios are on standalone accounts to Mar 2020, consolidated accounts Mar 2021 to Mar 2024 and standalone from Mar 2025. The PE ratio is the market cap over the profit of the last twelve months.

  • Price to earnings12.86today

    1 year

    Median 16.67

    Today is at or above 0.4% of the 247 days

    3 years

    Median 24.29

    Today is at or above 0.1% of the 744 days

    5 years

    Median 26.39

    Today is at or above 0.1% of the 1,240 days

    10 years, since Jul 2019

    Median 32.36

    Today is at or above 0.1% of the 1,797 days

  • Price to book1.75today

    1 year

    Median 2.21

    Today is at or above 0.4% of the 247 days

    3 years

    Median 3.25

    Today is at or above 0.1% of the 744 days

    5 years

    Median 3.51

    Today is at or above 0.1% of the 1,240 days

    10 years, since Jul 2019

    Median 4.33

    Today is at or above 0.1% of the 1,797 days

  • Price to salesNot used for a lender or an insurer
  • EV to EBITDANot used for a lender or an insurer
  • Dividend yield0.00%today

    1 year

    Median 0.00%

    Today is at or above 100% of the 247 days

    3 years

    Median 0.00%

    Today is at or above 100% of the 744 days

    5 years

    Median 0.00%

    Today is at or above 100% of the 1,240 days

    10 years, since Jan 2019

    Median 0.00%

    Today is at or above 100% of the 1,923 days

  • Earnings yield7.78%today

    1 year

    Median 6.00%

    Today is at or above 100% of the 247 days

    3 years

    Median 4.12%

    Today is at or above 100% of the 744 days

    5 years

    Median 3.79%

    Today is at or above 100% of the 1,240 days

    10 years, since Jul 2019

    Median 3.09%

    Today is at or above 100% of the 1,797 days

Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.

How each ratio is worked out, with today's figures

The twelve months: Filed 21 JulThe balance sheet: Filed 5 May

  • Price to earnings =Market cap÷Net profit, last twelve months₹687 Cr
  • Price to book =Market cap÷Net worth₹5,051 Cr
  • Market cap =Close×Shares in issue7,92,94,327at 30 Sep 2026
Revenue, last twelve months
₹2,765 Cr
Borrowings
₹15,592 Cr
Cash
₹1,843 Cr

Standalone accounts, the twelve months to Jun 2026, balance sheet at Mar 2026, ₹ crore.Aavas Financiers financials ›

Aavas Financiers valuation at each year end

On the last trading day of each March, the month the company's year ends.

RatioMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Market cap (₹ crore)9,0289,30918,97720,28112,73110,41216,4948,536
Price to earningsNo full year38.272.762.030.421.929.313.6
Price to bookShares changed4.78.57.94.23.04.11.8
Price to salesLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
EV to EBITDALender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
Dividend yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Earnings yieldNo full year2.6%1.4%1.6%3.3%4.6%3.4%7.3%
A ratio that does not exist on the day says why in its cell. The ratios are on standalone accounts to Mar 2020, consolidated accounts Mar 2021 to Mar 2024 and standalone from Mar 2025.

Aavas Financiers market cap, since Jan 2019

The last trading day of each month.

Market cap, ₹ crore

  • Market cap

Earnings per share and book value

From the close on 23 Oct 2026, with the last twelve months' results.

P/E to growth
0.76
Earnings per share
₹86.63
Book value per share
₹636.97
Dividends, last 12 months
None
Public's market cap
₹4,516 Cr

Against Housing Finance Company

19 listed companies in Housing Finance Company, each priced on its last trading day; Aavas Financiers is 9th among them by market cap. Each median leaves out Aavas Financiers itself and takes the other companies that have the figure.

Industry median P/E
12.3Across 13 other companies
Industry median P/B
1.3Across 14 other companies
Industry median dividend yield
1.84%Across 8 other companies