Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth NAV today
AMFI: 154747ISIN: INF277KA1FB5MUTF_IN: TATA_CRIS_FS_9HXER1Tata Mutual FundIndex funds
NAV ₹10.0273up ₹0.00 (0.02%)
NAV for 23 Oct 2026, against 22 Oct 2026. Declared once a day.
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.21%14 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 1730 Sep 2026
- Offer openedNew fund offer opened. The day the fund's new fund offer opened for investors to apply; units are allotted when it closes.
- 15 Sep 2026
Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund returns
Direct Growth plan
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). |
|---|---|
| 1 week | −0.06% |
| 1 month | Needs a month |
₹10,000 put in on 25 Sep 2026 is ₹10,024 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate.
Tracking error
Against CRISIL-IBX Financial Services 3-6 Months Debt Index TRI, as on 30 Sep 2026.
Against its index, by window
| Measure | Direct, this plan | Regular |
|---|---|---|
| Tracking errorTracking error. How much an index fund's daily returns differed from its index's, stated as a yearly figure. | 0.25% | 0.27% |
| Difference since launch | +2.78 pts | +2.72 pts |
Difference: the fund's return less the index's, in percentage points.
Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.23 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.17%Over the last 20 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.42%Over the last 20 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan at its highest since Sep 2026 in the latest month.Direct plan lowest 0.09%, Sep 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.07% | 0.30% |
| Brokerage | 0.09% | 0.09% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.04% | 0.04% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹500
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- 500.00/1,000.00/1,000.00/1,500.00/500.00/500.00
- SIP instalments, at least
- 12 Instalments/6 instalments/6 instalments/4 instalments/12 instalments/12 instalments
- SIP dates
- Any day/Any day/Any day/Any day/Monday-Friday/All Business Days
As listed for this plan on 24 Oct 2026.
Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹47 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 99.9%Of the quarter's average
Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 6.94%Lines stating a yield: 93.61% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.85%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 145days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 139days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 145days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| ** 07.95 % REC LTD - 12/03/2027CRISIL-AAA, 7.95% coupon, repaid 12 Mar 2027 | 7.87% | 50.11 | 500 | 7.17% | Sep 2026or earlier |
| ** - CANARA BANK - CD - 29/01/2027CRISIL-A1+, repaid 29 Jan 2027 | 7.68% | 48.92 | 1,000 | 6.69% | Sep 2026or earlier |
| ** - BANK OF BARODA - CD - 04/02/2027IND-A1+, repaid 4 Feb 2027 | 7.67% | 48.86 | 1,000 | 6.74% | Sep 2026or earlier |
| ** - ADITYA BIRLA CAPITAL LTD - CP - 04/02/2027CRISIL-A1+, repaid 4 Feb 2027 | 7.66% | 48.78 | 1,000 | 7.26% | Sep 2026or earlier |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 18/02/2027CRISIL-A1+, repaid 18 Feb 2027 | 7.64% | 48.70 | 1,000 | 6.95% | Sep 2026or earlier |
| ** - EXIM - CD - 01/03/2027CRISIL-A1+, repaid 1 Mar 2027 | 7.63% | 48.63 | 1,000 | 6.83% | Sep 2026or earlier |
| ** - HDFC BANK LTD - CD - 05/03/2027CRISIL-A1+, repaid 5 Mar 2027 | 7.63% | 48.58 | 1,000 | 6.89% | Sep 2026or earlier |
| ** - UNION BANK OF INDIA - CD - 02/03/2027ICRA-A1+, repaid 2 Mar 2027 | 7.63% | 48.62 | 1,000 | 6.83% | Sep 2026or earlier |
| ** - PUNJAB NATIONAL BANK - CD - 12/03/2027CRISIL-A1+, repaid 12 Mar 2027 | 7.62% | 48.52 | 1,000 | 6.86% | Sep 2026or earlier |
| ** 07.14 % BAJAJ HOUSING FINANCE LTD - 26/02/2027CRISIL-AAA, repaid 26 Feb 2027 | 3.92% | 24.96 | 2,500 | 7.24% | Sep 2026or earlier |
| ** - CANARA BANK - CD - 10/02/2027CRISIL-A1+, repaid 10 Feb 2027 | 3.83% | 24.41 | 500 | 6.74% | Sep 2026or earlier |
| ** - MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD - CP - 18/02/2027CRISIL-A1+, repaid 18 Feb 2027 | 3.82% | 24.32 | 500 | 7.27% | Sep 2026or earlier |
| ** - AXIS BANK LTD - CD - 05/03/2027CRISIL-A1+, repaid 5 Mar 2027 | 3.81% | 24.29 | 500 | 6.87% | Sep 2026or earlier |
| ** - HDFC BANK LTD - CD - 09/03/2027CRISIL-A1+, repaid 9 Mar 2027 | 3.81% | 24.27 | 500 | 6.89% | Sep 2026or earlier |
| ** - MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD - CP - 25/02/2027CRISIL-A1+, repaid 25 Feb 2027 | 3.81% | 24.29 | 500 | 7.27% | Sep 2026or earlier |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| REPO | 6.75% | 43.01 |
| NET CURRENT LIABILITIES | −5.65% | −35.93 |
| MARGIN MONEY DEPOSITS TOTAL | 0.00% | 0.00 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 7.87%** 07.95 % REC LTD - 12/03/2027
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 38.52%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 72.95%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 15.3Taken over 98.90% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills98.90%
- Cash and receivables1.10%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- AAA11.79%
Loans of under a year
- A1+87.11%
Other
- Overnight lending6.75%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month6.75%
- 1 to 3 monthsNone
- 3 to 6 months98.90%
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 11.51%Canara Bank
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 46.15%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 79.82%
Per cent of the fund's net assets. Lent outside the government: 98.90% of the fund, to 10 borrowers; the borrower is named for 80.71% of it, its group for 7.71%.
Risk ratios
NAV to 23 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| Since Sep 2026 | −0.14% | 13 Oct 2026 | 22 Oct 2026 | Not yet |
Tata Crisil-IBX Financial Services 3-6 Months Debt Index Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Dhawal JoshiPrimary Fund Manager | – | – | – | – | – | 4 | ₹36,354 Cr | |
| Amit SomaniCo-fund Manager; Co-Fund Manager; 1. Dhawal Joshi - Primary | – | – | – | – | – | 15 | ₹91,105 Cr₹71 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Tata Liquid FundDhawal Joshi | Jun 2026 | +2.47%over 139 days | – | – | ₹28,037 Cr |
| Tata Ultra Short Term FundDhawal Joshi | Oct 2025 | +6.93%a year | – | – | ₹5,404 Cr |
| Tata Short Term FundDhawal Joshi | Jun 2026 | +2.11%over 137 days | – | – | ₹2,912 Cr |
| Tata Money Market FundAmit Somani | Oct 2013 | +6.62%a year | – | – | ₹31,690 Cr |
| Tata Liquid FundAmit Somani | Oct 2013 | – | – | – | ₹28,037 Cr |
| Tata Balanced Advantage FundAmit Somani | Jun 2026 | −0.99%over 137 days | – | – | ₹8,005 Cr |
| Tata Ultra Short Term FundAmit Somani | Oct 2025 | +6.93%a year | – | – | ₹5,404 Cr |
| Tata Multi Asset Allocation FundAmit Somani | Jun 2026 | −1.72%over 137 days | – | – | ₹5,000 Cr |
| Tata Aggressive Hybrid FundAmit Somani | Jun 2026 | +0.23%over 137 days | – | – | ₹3,983 Cr |
| Tata Short Term FundAmit Somani | Jun 2025 | +4.67%a year | – | – | ₹2,912 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Axis Crisil-IBX Financial Services 3-6 Months Debt Index FundAxis Mutual Fund | 15.37% | 3 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 26 SepTermsMinimum additional purchase: ₹5,000 to ₹1,000
- 26 SepTermsRedemptions: not accepted to accepted
- 26 SepTermsWithdrawal plans (SWP): not accepted to accepted
- 15 SepTermsSIP instalments: not accepted to accepted
Fund details
Objective
The investment objective of the scheme is to track the CRISIL-IBX Financial Services 3-6 Months Debt Index, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved and the scheme does not assure or guarantee any returns.
Asset allocation
- Minimum 95% allocation is to Units of Securities forming part of CRISIL-IBX Financial Services 3-6 Months Debt Index and maximum 5% to Debt & Money Market Instruments including Triparty repo.
Type of scheme
An open-ended scheme replicating / tracking CRISIL-IBX Financial Services 3-6 Months Debt Index. A relatively low interest rate risk and relatively low credit risk.
- Stated category
- Other Schemes – Index Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL-IBX Financial Services 3-6 Months Debt Index (TRI)
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- A-I
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low To Moderate
- New fund offer
- 15 Sep 2026 to 22 Sep 2026
- Open for sale again
- 25 Sep 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | MUTF_IN | First NAV |
|---|---|---|---|---|
| Direct Growth | 154747 | INF277KA1FB5 | TATA_CRIS_FS_9HXER1 | 25 Sep 2026 |
| Regular Growth | 154744 | INF277KA1EY0 | TATA_CRIS_FS_VGRC1G | 25 Sep 2026 |
| Direct IDCW | 154748 | INF277KA1FC3 | TATA_CRIS_FS_HV7VEK | 25 Sep 2026 |
| Regular IDCW | 154745 | INF277KA1EZ7 | TATA_CRIS_FS_1QT6MI1 | 25 Sep 2026 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Factsheet September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026
Statement of additional information
- SAI Tata Mutual Fund (opens in a new tab)Tata Mutual Fund, Oct 2026
Annual report
- Annual Report Annexures for F.Y. 2025-2026 (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Debt and Cash Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Equity Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Abridged Annual Report for Debt Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
Riskometer disclosure
- Risk Parameters in respect of Mid Cap and Small Cap equity schemes for FY-2026-27 (opens in a new tab)Tata Mutual Fund, Sep 2026
Portfolio overlap disclosure
- Portfolio Overlap Report as on September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026