Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund Direct IDCW NAV today
AMFI: 152948ISIN: INF209KC1225MUTF_IN: ADIT_BSLC_163F6QLAditya Birla Sun Life Mutual FundIndex funds
NAV ₹11.5541
NAV for 30 Sep 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹57 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.12%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low to ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 030 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 8 Oct 2024
Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +6.70% | +6.98% |
| Since launch | +7.58% | +7.84% |
Benchmark: CRISIL-IBX AAA NBFC-HFC Index – Sep 2026. Both as the fund house states them for the month.
Tracking error
Against CRISIL-IBX AAA NBFC-HFC Index - Sep 2026, as on 30 Sep 2026.
Against its index, by window
| Measure | Direct, this plan | Regular |
|---|---|---|
| Tracking errorTracking error. How much an index fund's daily returns differed from its index's, stated as a yearly figure. | 0.13% | 0.13% |
| Difference, 1 yearTracking difference. The index fund's return less its index's return over the same period; the fund's costs make it negative. | −0.28 pts | −0.57 pts |
| Difference since launch | −0.26 pts | −0.57 pts |
Difference: the fund's return less the index's, in percentage points.
Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.14%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.44%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.15%, Feb 2026.Direct plan at its lowest since Oct 2024 in the latest month.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.12% | 0.37% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.02% | 0.07% |
Per cent of assets a year, filed for 30 Sep 2026. The parts add up to that day's total.
Buying and selling
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- Not stated
- Lump-sum purchases
- Not accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹1,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Not accepted
- SIP minimum
- ₹1,000
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Any Day(1 to 31)Weekly(Monday to Friday)
As listed for this plan on 30 Sep 2026.
Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹98 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 87.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹292 Cr, quarter to Mar 2025.
Assets at each month end
Highest ₹222 Cr, Oct 2025.The latest month end is the lowest since Oct 2025.
Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 1days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 1days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 1days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 99.08% | 56.45 |
| Net Receivable / Payable | 0.92% | 0.52 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Cash and receivables100.00%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Other
- Overnight lending99.08%
Per cent of the fund's net assets.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month99.08%
- 1 to 3 monthsNone
- 3 to 6 monthsNone
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 0
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 18.13% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 7
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 0
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 69.40%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| 7.98% Sundaram Home Finance Ltd. (04/09/2026) | Matured | – | 15.63% | −15.63 pts | – |
| 7.84% Tata Capital Housing Finance Ltd. (18/09/2026) | Matured | – | 12.51% | −12.51 pts | – |
| Bajaj Finance Ltd. (25/09/2026) | Matured | – | 12.45% | −12.45 pts | – |
| Aditya Birla Capital Ltd. (25/09/2026) | Matured | – | 11.21% | −11.21 pts | – |
| SMFG India Credit Company Ltd. (25/09/2026) | Matured | – | 8.72% | −8.72 pts | – |
| 7.98% Bajaj Housing Finance Ltd. (09/09/2026) | Sold out | – | 8.13% | −8.13 pts | −650 |
| Axis Finance Ltd. (18/09/2026) | Matured | – | 0.62% | −0.62 pts | – |
| 6.17% LIC Housing Finance Ltd. (03/09/2026) | Matured | – | 0.13% | −0.13 pts | – |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6.17% LIC Housing Finance Ltd. (03/09/2026) | 1.12% | 1.17% | 1.16% | 1.16% | 1.22% | 1.36% | 1.76% | 2.22% | 10.75%Added | 9.76% | 0.13%Cut | Repaid |
| 7.84% Tata Capital Housing Finance Ltd. (18/09/2026) | 4.55% | 4.73% | 4.71% | 4.68% | 4.94% | 5.47% | 7.07% | 8.92% | 8.64% | 7.83% | 12.51% | Repaid |
| 7.98% Bajaj Housing Finance Ltd. (09/09/2026) | 2.96% | 3.08% | 3.06% | 3.04% | 3.21% | 3.55% | 4.59% | 5.79% | 5.61% | 5.08% | 8.13% | Sold out |
| 7.98% Sundaram Home Finance Ltd. (04/09/2026) | – | – | – | – | – | – | – | – | 4.32%Bought | 9.78%Added | 15.63% | Repaid |
| Aditya Birla Capital Ltd. (25/09/2026) | – | – | – | – | – | – | – | – | – | 14.70%Bought | 11.21%Cut | Repaid |
| Axis Finance Ltd. (18/09/2026) | – | – | – | – | – | – | – | – | 12.74%Bought | 11.62% | 0.62%Cut | Repaid |
| Bajaj Finance Ltd. (25/09/2026) | – | – | – | – | – | – | – | – | – | 7.74%Bought | 12.45% | Repaid |
| SMFG India Credit Company Ltd. (25/09/2026) | – | – | – | – | – | – | – | – | – | 5.42%Bought | 8.72% | Repaid |
| 7.48% Kotak Mahindra Prime Ltd. (20/08/2026) | – | – | – | – | – | – | – | – | – | 13.29%Bought again | Sold out | – |
| 8.28% SMFG India Credit Company Ltd. (05/08/2026) | 13.62% | 14.18% | 14.10% | 14.03% | 14.83% | 16.41% | 17.65%Cut | 4.45%Cut | 7.76%Added | 7.04% | Repaid | – |
| TATA Capital Ltd. (28/08/2026) (ZCB) | – | – | – | – | – | – | 0.95%Bought | 1.21% | 1.18% | 1.07% | Repaid | – |
| 6.55% Aditya Birla Finance Limited (24/07/2026) | 13.46% | 14.04% | 13.99% | 13.92% | 14.73% | 16.33% | 21.11% | 22.21%Cut | 21.53% | Repaid | – | – |
| 7.84% HDB Financial Services Limited (14/07/2026) | 11.32% | 11.78% | 11.73% | 11.68% | 12.33% | 8.19%Cut | 10.58% | 13.35% | 12.93% | Repaid | – | – |
| 8.10% Bajaj Finance Limited (10/07/2026) | 2.27% | 2.36% | 2.35% | 2.33% | 2.47% | 2.73% | 3.53% | 4.45% | 4.31% | Sold out | – | – |
| L&T Finance Limited (09/07/2026) | 4.31% | 4.51% | 4.52% | 4.52% | 4.81% | 5.36% | 3.48%Cut | 4.42% | 4.30% | Repaid | – | – |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Aditya Birla Sun Life Crisil-IBX AAA Nbfc-Hfc Index-Sep 2026 Fund managers
Managers before
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Harshil SuvarnkarComanage | Oct 2024 | Sep 2026 | +7.55%a year | – | – |
| Vighnesh GuptaComanage | Oct 2024 | Sep 2026 | +7.55%a year | – | – |
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Kotak Crisil - IBX AAA Bond Financial Services Index Dec 2026 FundKotak Mahindra Mutual Fund | 10.85% | 2 |
| Nippon India Crisil - IBX AAA Financial Services - Dec 2026 Index FundNippon India Mutual Fund | 10.69% | 2 |
| Aditya Birla Sun Life Crisil-IBX Financial Services 3 to 6 Months Debt Index FundAditya Birla Sun Life Mutual Fund | 6.86% | 4 |
| Nippon India Crisil-IBX Financial Services 3-6 Months Debt Index FundNippon India Mutual Fund | 2.75% | 1 |
| HDFC Crisil-IBX Financial Services 3-6 Months Debt Index FundHDFC Mutual Fund | 1.33% | 1 |
Portfolios for Aug 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Mar 2025 to Aug 202618 months | Low to Moderate | Low to ModerateCRISIL-IBX AAA NBFC-HFC Index – Sep 2026 |
| Feb 20251 month | Low to Moderate | CRISIL-IBX AAA NBFC-HFC Index – Sep 2026 |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Fund details
Objective
The investment objective of the scheme is to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX AAA NBFC-HFC Index – Sep 2026 before expenses, subject to tracking errors. The Scheme does not guarantee/indicate any returns. There is no assurance or guarantee that the investment objective of the Scheme will be achieved
Asset allocation
- Under normal circumstances, the asset allocation of the Scheme will be as follows:
- Instruments forming part of the CRISIL-IBX AAA NBFC-HFC Index – Sep 2026 - 95% to 100%
- Debt and Money Market Instruments (including Cash and Cash Equivalent) - 0% to 5%
Type of scheme
An open ended Target Maturity Index Fund tracking the CRISIL-IBX AAA NBFC-HFC Index – Sep 2026. A moderate interest rate risk and relatively low credit risk
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL-IBX AAA NBFC-HFC Index – Sep 2026
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- A-II
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 30 Sep 2024 to 7 Oct 2024
- Units first allotted
- 8 Oct 2024
- Open for sale again
- 9 Oct 2024
- Matures
- 30 Sep 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹1,000
Plans and codes
| Plan | AMFI code | ISIN | MUTF_IN | First NAV |
|---|---|---|---|---|
| Direct Growth | 152947 | INF209KC1217 | ADIT_BSLC_1KF1X6X | 9 Oct 2024 |
| Regular Growth | 152945 | INF209KC1233 | ADIT_BSLC_1J3AHFX | 9 Oct 2024 |
| Direct IDCW | 152948 | INF209KC1225 | ADIT_BSLC_163F6QL | 9 Oct 2024 |
| Regular IDCW | 152946 | INF209KC1241 | ADIT_BSLC_FZL2SY | 9 Oct 2024 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Empower for the Month of October 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026
Statement of additional information
- SAI Aditya Birla Sun Life Mutual Fund (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Annual report
- Annual Report for Fixed Term Plans for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Matured and Closed Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Equity-Exchange Traded Funds and Fund of Fund Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Debt Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
Riskometer disclosure
- 06-10-2026 - Change in the Riskometer (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Portfolio overlap disclosure
- ABSL Portfolio Overlap - September 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026