Shriram Overnight Fund Regular IDCW NAV today
AMFI: 154398ISIN: INF680P01521Shriram Mutual FundOvernight funds
NAV ₹1,000.0094
NAV for 25 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹41 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.25%22 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 5.28%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- LowSep 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 130 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 26 Aug 2022
Shriram Overnight Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 25 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|
| 1 week | +0.11% | – | – | – |
| 1 month | +0.43% | 22 of 39 | +0.43% | +0.4% to +0.4% |
| 3 months | +1.26% | 22 of 36 | +1.26% | +1.3% to +1.3% |
| 6 months | No price at its start | – | +2.55% | +2.5% to +2.6% |
| 1 year | No price at its start | – | +5.17% | +5.1% to +5.2% |
| 3 years | No price at its start | – | +5.92% | +5.9% to +5.9% |
| 5 years | Needs 5 years | – | +5.66% | +5.6% to +5.7% |
₹10,000 put in on 30 May 2026 is ₹10,206 at the NAV of 25 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Rank, median and middle half among the Regular plans of Overnight funds, each fund's return to its latest NAV on or before 25 Oct 2026. No price at its start: no NAV was published near the day the window begins.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 7 days yearly rate | +4.91% | +5.09% |
| 15 days yearly rate | +4.91% | +5.07% |
| 1 month yearly rate | +4.75% | +4.84% |
| 3 months yearly rate | +4.93% | +5.04% |
| 6 months yearly rate | +5.04% | +5.13% |
| 1 year | +5.17% | +5.24% |
| 3 years | +5.90% | +6.06% |
| Since launch | +6.00% | +6.16% |
Benchmark: CRISIL Liquid Overnight Index. Both as the fund house states them for the month.
Shriram Overnight Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.06 ptsA year, on 22 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.19%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.25%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.24%, Apr 2026.Direct plan lowest 0.05%, Mar 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.10% | 0.15% |
| Brokerage | None | None |
| Transaction costs | 0.07% | 0.07% |
| Statutory levies | 0.02% | 0.03% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹500
- Minimum top-up
- ₹500
- Minimum redemption
- ₹1
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- i)Rs. 500/- and in multiples of Re. 1/-thereafter for minimum 24 installments ii)Rs. 1000/-and in multiples of Re. 1/-thereafter for minimum 12installments
As listed for this plan on 24 Oct 2026.
Shriram Overnight Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹87 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 87.4%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹310 Cr, quarter to Sep 2024.
Assets at each month end
Highest ₹245 Cr, Nov 2025.The latest month end is the lowest since Mar 2025.
Shriram Overnight Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 5.28%Lines stating a yield: 100.00% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 5.03%Regular plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 3days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 3days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 3days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| 91 DAYS TBILL RED 22-10-2026SOVEREIGN, repaid 22 Oct 2026 | 9.85% | 3.99 | 4,00,000 | 5.20% | Sep 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| REPO ISSUE DATE 30.09.2026 5.3% | 65.55% | 26.55 |
| REPO ISSUE DATE 30.09.2026 5.27% | 18.04% | 7.31 |
| REPO ISSUE DATE 30.09.2026 5.2% | 5.99% | 2.43 |
| Net Receivables / (Payables) | 0.55% | 0.22 |
| TREPS_RED_01.10.2026 | 0.02% | 0.01 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills9.85%
- Cash and receivables90.15%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign9.85%
Other
- Overnight lending89.60%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month99.45%
- 1 to 3 monthsNone
- 3 to 6 monthsNone
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 19.85% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 0
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 0
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 9.85%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| 91 DAYS TBILL RED 22-10-2026 | New | 9.85% | 0.00% | +9.85 pts | +4,00,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 91 DAYS TBILL RED 22-10-2026 | – | – | – | – | – | – | – | – | – | – | – | 9.85%Bought |
| 364 DAYS TBILL RED 21-05-2026 | – | – | – | – | – | – | 3.88%Bought | Repaid | – | – | – | – |
| 91 DAYS TBILL RED 23-04-2026 | – | – | – | – | – | 4.60%Bought | Repaid | – | – | – | – | – |
| 364 DAYS TBILL RED 20-02-2026 | – | – | – | 2.65%Bought | Repaid | – | – | – | – | – | – | – |
| 182 DAYS TBILL RED 08-01-2026 | – | – | 2.12%Bought | Repaid | – | – | – | – | – | – | – | – |
| 91 DAYS TBILL RED 20-11-2025 | 2.92%Bought | Repaid | – | – | – | – | – | – | – | – | – | – |
| 91 DAYS TBILL RED 16-10-2025 | Repaid | – | – | – | – | – | – | – | – | – | – | – |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 25 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| Since May 2026 | None | 30 May 2026 | 30 May 2026 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Aug 2022 to Sep 202650 months | Low | LowCRISIL Liquid Overnight Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Shriram Overnight Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Amit ModaniPrimary | Nov 2025 | – | – | – | 100.0% | 100.0% | 7 | ₹927 Cr₹697 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Shriram Liquid FundAmit Modani | Nov 2025 | +5.96%over 351 days | – | – | ₹547 Cr |
| Shriram Multi Asset Allocation FundAmit Modani | Nov 2025 | +0.26%over 347 days | – | – | ₹140 Cr |
| Shriram Money Market FundAmit Modani | Jan 2026 | +4.41%over 261 days | – | – | ₹78 Cr |
| Shriram Aggressive Hybrid FundAmit Modani | Nov 2025 | −3.80%over 347 days | – | – | ₹50 Cr |
| Shriram Balanced Advantage FundAmit Modani | Nov 2025 | −5.62%over 347 days | – | – | ₹41 Cr |
| Shriram Nifty 1D Rate Liquid ETFAmit Modani | Nov 2025 | – | +4.98% | – | ₹31 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Bandhan Overnight FundBandhan Mutual Fund | 1.64% | 1 |
| DSP Overnight FundDSP Mutual Fund | 1.56% | 1 |
| Kotak Overnight FundKotak Mahindra Mutual Fund | 1.38% | 1 |
| Sundaram Overnight FundSundaram Mutual Fund | 1.29% | 1 |
| Zerodha Overnight FundZerodha Mutual Fund | 1.01% | 1 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Shriram Liquid FundShriram Mutual Fund | 4.74% |
| Shriram Money Market FundShriram Mutual Fund | 0.00% |
As the fund house states it, for Sep 2026.
Shriram Overnight Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.Every fund's payouts
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 30 Sep 2026 | ₹0.13744 | 0.014% | ₹1,000.0080 | ₹1,000.0081 |
| 29 Sep 2026 | ₹0.13079 | 0.013% | ₹1,000.0099 | ₹1,000.0079 |
| 28 Sep 2026 | ₹0.127314 | 0.013% | ₹1,000.0100 | ₹1,000.0099 |
| 27 Sep 2026 | ₹0.134847 | 0.013% | ₹1,000.0100 | ₹1,000.0100 |
| 26 Sep 2026 | ₹0.13836 | 0.014% | ₹1,000.0100 | ₹1,000.0100 |
| 25 Sep 2026 | ₹0.131177 | 0.013% | ₹1,000.0100 | ₹1,000.0100 |
| 24 Sep 2026 | ₹0.127381 | 0.013% | ₹1,000.0100 | ₹1,000.0100 |
| 23 Sep 2026 | ₹0.13333 | 0.013% | ₹1,000.0100 | ₹1,000.0100 |
| 22 Sep 2026 | ₹0.138221 | 0.014% | ₹1,000.0100 | ₹1,000.0100 |
| 21 Sep 2026 | ₹0.130928 | 0.013% | ₹1,000.0100 | ₹1,000.0100 |
| 20 Sep 2026 | ₹0.135291 | 0.014% | ₹1,000.0100 | ₹1,000.0100 |
| 19 Sep 2026 | ₹0.139336 | 0.014% | ₹1,000.0100 | ₹1,000.0100 |
The latest 120 of 124 payouts since 30 May 2026.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The primary objective of the scheme is to generate returns commensurate with low risk and providing high level of liquidity, through investments made in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns
Asset allocation
- 10
Type of scheme
An open ended debt scheme investing in overnight securities. A Relatively Low Interest Rate Risk and Relatively Low Credit Risk.
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Liquid Overnight Index
- Second benchmarkSecond benchmark. An additional index the fund house chose to compare the fund with, beside the first benchmark, which every fund of its category shares.
- Crisil 1 Yr T-Bill Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- A-I
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low Risk
- New fund offer
- 17 Aug 2022 to 19 Aug 2022
- Units first allotted
- 26 Aug 2022
- Open for sale again
- 5 Sep 2022
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹500
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 154394 | INF680P01497 | SHRI_OVER_DIR_17RKCYF | 30 May 2026 | |
| Regular Growth | 154399 | INF680P01505 | SHRI_OVER_REG_WUIYU6 | 30 May 2026 | |
| Direct IDCW | 154395 | INF680P01513 | 30 May 2026 | ||
| Regular IDCW | 154398 | INF680P01521 | 30 May 2026 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- September 2026Shriram Mutual Fund, Sep 2026
Statement of additional information
- SAI Shriram Mutual FundShriram Mutual Fund, Oct 2026
Annual report
- Abridged Annual ReportShriram Mutual Fund, Mar 2026
- Shriram Mutual Fund Annual Report 2025-26Shriram Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio-Overlap-30-Sep-2026-AOD-AllShriram Mutual Fund, Sep 2026