DSP Gilt Fund Regular IDCW NAV today
AMFI: 100085ISIN: INF740K01607MUTF_IN: DSP_GILT_REG_12S6V34DSP Mutual FundGilt funds
Formerly DSP Government Securities Fund
NAV ₹11.8491
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹1,083 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 1.18%19 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.73%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 930 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 30 Sep 1999
DSP Gilt Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −0.71% | – | – | – | – |
| 1 month | −2.32% | – | 20 of 24 | −1.34% | −2.2% to −1.0% |
| 3 months | −1.80% | – | 17 of 24 | −1.36% | −2.0% to −1.0% |
| 6 months | +0.83% | – | 11 of 24 | +0.62% | +0.2% to +1.3% |
| 1 year | +0.14% | +2.66%to 30 Sep 2026 | 15 of 24 | +0.43% | −0.4% to +1.2% |
| 3 years | +5.75% | +6.57%to 30 Sep 2026 | 7 of 22 | +5.30% | +4.8% to +5.9% |
| 5 years | +4.98% | +5.57%to 30 Sep 2026 | 6 of 19 | +4.56% | +4.3% to +5.0% |
| 10 years | +6.40% | +6.46%to 30 Sep 2026 | 4 of 19 | +5.55% | +5.4% to +6.3% |
₹10,000 put in on 3 Apr 2006 is ₹43,534 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Dynamic Gilt Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Gilt funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +2.53% | +2.66% |
| 3 years | +6.06% | +6.57% |
| 5 years | +5.28% | +5.57% |
| 10 years | +6.60% | +6.46% |
| Since launch | +8.82% | +8.40% |
Benchmark: CRISIL Dynamic Gilt Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2008, +32.5%; lowest year to Dec 2009, −3.1%
DSP Gilt Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,20,217₹1,20,211 after stamp duty | +0.35% | +0.34% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,77,019₹3,77,001 after stamp duty | +3.07% | +3.07% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,74,342₹6,74,308 after stamp duty | +4.66% | +4.66% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹16,20,144₹16,20,100 after stamp duty | +5.88% | +5.88% | ₹38 | |
| Since Apr 2006246 instalments | ₹24,60,000 | ₹53,68,251₹53,68,207 after stamp duty | +7.05% | +7.05% | ₹38 |
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 3 Apr 2006 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year4,730 windows−6.0%+7.8%+34.6%94.6%
3 years4,247 windows+1.4%+7.9%+13.3%100.0%
5 years3,763 windows+2.6%+7.7%+10.4%100.0%
10 years2,565 windows+5.6%+7.9%+9.1%100.0%
Every 3, 5 and 10-year window ended higher than it started.From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
DSP Gilt Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.59 ptsA year, on 19 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.59%Over the last 20 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.18%Over the last 20 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.65%, May 2026.Direct plan lowest 0.49%, Apr 2023.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.49% | 0.99% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.08% | 0.17% |
Per cent of assets a year, filed for 19 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹100
- Minimum top-up
- ₹100
- Minimum redemption
- ₹100
- SIP
- Accepted
- SIP minimum
- Rs. 100/- for all frequencies
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP instalments, at least
- Minimum 12 installments for all frequencies
- SIP dates
- 01,02,03,04,05,06,07,08,09,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31
As listed for this plan on 24 Oct 2026.
DSP Gilt Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹1,219 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 83.5%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹1,780 Cr, quarter to Jun 2025.
Assets at each month end
Highest ₹1,905 Cr, May 2025.Lowest ₹330 Cr, Feb 2019.
DSP Gilt Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.73%Lines stating a yield: 100.00% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.55%Regular plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| 7.63% GOI 15092056Sovereign, 7.63% coupon, repaid 15 Sep 2056 | 46.16% | 499.70 | 5,00,00,000 | 7.66% | Sep 2026 |
| 6.90% GOI 15042065Sovereign, 6.90% coupon, repaid 15 Apr 2065 | 20.59% | 222.93 | 2,40,00,000 | 7.74% | Jun 2026 |
| 7.12% Maharashtra SDL 16072047Sovereign, 7.12% coupon, repaid 16 Jul 2047 | 8.20% | 88.82 | 95,00,000 | 7.91% | Jul 2026 |
| 7.34% GOI 22042064Sovereign, 7.34% coupon, repaid 22 Apr 2064 | 6.81% | 73.76 | 75,00,000 | 7.74% | Sep 2026 |
| 7.48% Uttar Pradesh SDL 22032042Sovereign, 7.48% coupon, repaid 22 Mar 2042 | 5.31% | 57.45 | 60,00,000 | 7.98% | Feb 2026 |
| 7.24% GOI 18082055Sovereign, 7.24% coupon, repaid 18 Aug 2055 | 4.42% | 47.88 | 50,00,000 | 7.68% | Oct 2025 |
| 7.19% GOI 15092060Sovereign, 7.19% coupon, repaid 15 Sep 2060 | 3.91% | 42.34 | 45,00,000 | 7.71% | Jun 2026 |
| 7.71% GOI 18052066Sovereign, 7.71% coupon, repaid 18 May 2066 | 2.85% | 30.85 | 30,00,000 | 7.71% | Jul 2026 |
| 7.33% Madhya Pradesh SDL 19012042Sovereign, 7.33% coupon, repaid 19 Jan 2042 | 1.33% | 14.39 | 15,00,000 | 7.96% | Mar 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Futures and options on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | |||
|---|---|---|---|
| Interest Rate Swaps Pay Fixed and Receive Floating | 0.21% | – | – |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Net Receivables/Payables | 3.73% | 40.33 |
| TREPS / Reverse Repo Investments | −3.31% | −35.87 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 46.16%7.63% GOI 15092056
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 87.07%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 99.58%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 3.6Taken over 99.58% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills99.58%
- Cash and receivables0.42%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds.0.21%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces.0.21%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign99.58%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 monthNone
- 1 to 3 monthsNone
- 3 to 6 monthsNone
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 years99.58%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 252.97% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 341.70% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 1
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 3
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 4
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 41.70%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 55.48%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| 7.63% GOI 15092056 | New | 46.16% | 0.00% | +46.16 pts | +5,00,00,000 |
| 6.94% GOI 11052036 | Sold out | – | 17.24% | −17.24 pts | −2,05,00,000 |
| 182 DAYS T-BILL 19112026 | Sold out | – | 16.30% | −16.30 pts | −2,00,00,000 |
| 6.90% GOI 15042065 | Trimmed | 20.59% | 30.41% | −9.82 pts | −1,55,00,000 |
| 91 DAYS T-BILL 12112026 | Sold out | – | 8.16% | −8.16 pts | −1,00,00,000 |
| 7.34% GOI 22042064 | New | 6.81% | 0.00% | +6.81 pts | +75,00,000 |
| 7.48% Uttar Pradesh SDL 22032042 | Trimmed | 5.31% | 7.09% | −1.78 pts | −25,00,000 |
| 7.12% Maharashtra SDL 16072047 | Added | 8.20% | 6.65% | +1.55 pts | +10,00,000 |
| 7.71% GOI 18052066 | Trimmed | 2.85% | 2.98% | −0.13 pts | −5,00,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.63% GOI 15092056 | – | – | – | – | – | – | – | – | – | – | – | 46.16%Bought |
| 6.90% GOI 15042065 | 46.13%Cut | 46.80%Added | 28.92%Cut | 28.20%Cut | 20.79%Cut | 19.46%Cut | 17.93%Cut | Sold out | 15.62%Bought again | 26.25%Added | 30.41%Added | 20.59%Cut |
| 7.12% Maharashtra SDL 16072047 | – | – | – | – | – | – | – | – | – | 7.24%Bought | 6.65%Cut | 8.20%Added |
| 7.34% GOI 22042064 | – | – | – | – | – | – | – | – | – | – | – | 6.81%Bought again |
| 7.48% Uttar Pradesh SDL 22032042 | – | – | – | – | 7.73%Bought again | 7.53%Cut | 7.68% | 6.68%Cut | 6.75% | 6.90% | 7.09% | 5.31%Cut |
| 7.24% GOI 18082055 | 20.84%Bought | 21.45%Added | 20.21%Cut | 41.31%Added | 49.90%Added | 33.43%Cut | 33.43%Cut | 56.52%Added | 11.63%Cut | 26.64%Added | 3.98%Cut | 4.42% |
| 7.19% GOI 15092060 | – | – | – | – | – | – | – | – | 7.78%Bought | 3.55%Cut | 3.63% | 3.91% |
| 7.71% GOI 18052066 | – | – | – | – | – | – | – | – | – | 17.02%Bought | 2.98%Cut | 2.85%Cut |
| 7.33% Madhya Pradesh SDL 19012042 | – | – | – | – | – | 1.13%Bought | 1.15% | 1.18% | 1.19% | 1.17% | 1.20% | 1.33% |
| 182 DAYS T-BILL 19112026 | – | – | – | – | – | – | – | – | – | – | 16.30%Bought | Sold out |
| 6.94% GOI 11052036 | – | – | – | – | – | – | – | – | – | – | 17.24%Bought | Sold out |
| 91 DAYS T-BILL 12112026 | – | – | – | – | – | – | – | – | – | – | 8.16%Bought | Sold out |
| 7.66% Maharashtra SDL 04032047 | – | – | – | – | – | 5.77%Bought | 5.89% | 6.02% | 6.09% | 6.22% | Sold out | – |
| 7.91% Maharashtra SDL 08042039 | – | – | – | – | – | – | – | – | – | 4.23%Bought | Sold out | – |
| 7.16% GOI 2050 | – | – | – | – | – | – | – | – | 0.79%Bought | Sold out | – | – |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Gilt funds (22 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.4.88%
2.60%Lowest3.88%Average5.16%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.2.76%
1.48%Lowest2.15%Average3.29%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.02
−0.49Lowest−0.11Average0.29Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.03
−0.59Lowest−0.13Average0.44Highest
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −4.21% | 27 Feb 2026 | 2 Apr 2026 | 18 Jun 2026 |
| 3, 5 and 10 years | −4.69% | 21 May 2025 | 2 Apr 2026 | 22 Jun 2026 |
| Since Apr 2006 | −9.35% | 15 Jan 2009 | 30 Mar 2009 | 28 Mar 2011 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Jun 2023 to Aug 202639 months | Moderate | ModerateCRISIL Dynamic Gilt Index |
| May 20231 month | Low to Moderate | ModerateCRISIL Dynamic Gilt Index |
| Apr 20231 month | Moderate | ModerateCRISIL Dynamic Gilt Index |
| Feb 2023 to Mar 20232 months | Moderately High | ModerateCRISIL Dynamic Gilt Index |
| Oct 2022 to Jan 20234 months | Moderate | ModerateCRISIL Dynamic Gilt Index |
| Aug 2022 to Sep 20222 months | Low to Moderate | ModerateCRISIL Dynamic Gilt Index |
| Jul 20221 month | Moderate | ModerateCRISIL Dynamic Gilt Index |
| Apr 2022 to Jun 20223 months | Low to Moderate | ModerateCRISIL Dynamic Gilt Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
DSP Gilt Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Shantanu GodambePrimary | Jun 2023 | +5.41%a year | – | – | 89.5% | 76.3% | 19 | ₹46,679 Cr₹2,034 Cr alone |
| Sandeep YadavPrimary | Aug 2024 | +4.04%a year | – | – | 64.5% | 58.8% | 6 | ₹5,826 Cr |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| DSP Aggressive Hybrid FundShantanu Godambe | Aug 2024 | +0.24%a year | – | – | ₹11,312 Cr |
| DSP Multi Asset Allocation FundShantanu Godambe | Aug 2024 | +11.30%a year | – | – | ₹10,820 Cr |
| DSP Dynamic Asset Allocation FundShantanu Godambe | Jan 2025 | +4.11%a year | – | – | ₹3,704 Cr |
| DSP Short Term FundShantanu Godambe | Jan 2025 | +5.60%a year | – | – | ₹3,416 Cr |
| DSP Overnight FundShantanu Godambe | Jan 2026 | +4.06%over 290 days | – | – | ₹3,194 Cr |
| DSP Equity Savings FundShantanu Godambe | Aug 2024 | +3.41%a year | – | – | ₹3,087 Cr |
| DSP Corporate Bond FundShantanu Godambe | Jan 2025 | +6.80%a year | – | – | ₹2,647 Cr |
| DSP Banking and PSU Debt FundShantanu Godambe | Jun 2023 | +6.17%a year | – | – | ₹2,590 Cr |
| DSP Nifty SDL Plus G-Sec Jun 2028 30 70 Index FundShantanu Godambe | Jul 2023 | +6.97%a year | +7.28% | −0.31 pts | ₹1,642 Cr |
| DSP Income Plus Arbitrage Omni FoFShantanu Godambe | Mar 2025 | +5.16%a year | – | – | ₹1,621 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| ICICI Prudential Gilt FundICICI Prudential Mutual Fund | 29.42% | 5 |
| UTI Gilt FundUTI Mutual Fund | 27.86% | 3 |
| Union Gilt FundUnion Mutual Fund | 27.86% | 3 |
| HDFC Gilt FundHDFC Mutual Fund | 24.49% | 3 |
| HSBC Gilt FundHSBC Mutual Fund | 23.13% | 3 |
| Baroda BNP Paribas Gilt FundBaroda BNP Paribas Mutual Fund | 22.09% | 2 |
| Tata Gilt FundTata Mutual Fund | 20.59% | 1 |
| Edelweiss Gilt FundEdelweiss Mutual Fund | 20.33% | 3 |
| Kotak Gilt FundKotak Mahindra Mutual Fund | 20.06% | 2 |
| Invesco India Gilt FundInvesco Mutual Fund | 16.76% | 3 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| DSP Dynamic Term FundDSP Mutual Fund | 27.57% |
| DSP Banking and PSU Debt FundDSP Mutual Fund | 7.77% |
| DSP 10 year Constant Maturity Gilt FundDSP Mutual Fund | 4.99% |
| DSP Short Term FundDSP Mutual Fund | 1.84% |
| DSP Credit Risk FundDSP Mutual Fund | 1.45% |
| DSP Liquid FundDSP Mutual Fund | 0.15% |
| DSP Corporate Bond FundDSP Mutual Fund | 0.00% |
| DSP Financial Services Sectoral Debt FundDSP Mutual Fund | 0.00% |
| DSP Floating Interest Rates FundDSP Mutual Fund | 0.00% |
| DSP Medium Term FundDSP Mutual Fund | 0.00% |
As the fund house states it, for Sep 2026.
DSP Gilt Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount.
Largest ₹0.852382 a unit, Mar 2015.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 28 Sep 2026 | ₹0.7047 | 5.55% | ₹12.7068 | ₹12.0448 |
| 27 Mar 2026 | ₹0.0115 | 0.094% | ₹12.2237 | ₹12.1473 |
| 26 Sep 2025 | ₹0.0019 | 0.015% | ₹12.4427 | ₹12.4478 |
| 28 Mar 2025 | ₹0.289 | 2.29% | ₹12.6081 | ₹12.4222 |
| 27 Sep 2024 | ₹0.6993 | 5.42% | ₹12.8928 | ₹12.2174 |
| 28 Mar 2024 | ₹0.6587 | 5.11% | ₹12.8839 | ₹12.1582 |
| 27 Sep 2023 | ₹0.495 | 3.89% | ₹12.7236 | ₹12.1787 |
| 28 Mar 2023 | ₹0.3464 | 2.75% | ₹12.5824 | ₹12.2501 |
| 28 Sep 2022 | ₹0.1527 | 1.24% | ₹12.3486 | ₹12.1979 |
| 28 Mar 2022 | ₹0.0501 | 0.41% | ₹12.2670 | ₹12.2223 |
| 28 Sep 2021 | ₹0.4739 | 3.73% | ₹12.6957 | ₹12.2270 |
| 26 Mar 2021 | ₹0.1504 | 1.21% | ₹12.4190 | ₹12.2591 |
All 42 payouts since 30 Sep 2006.
Changes to the fund
Newest first.
2026
- 2 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2021
- 31 OctBenchmarkBenchmark: I-SEC Li-BEX Index to CRISIL Dynamic Gilt Index
Fund details
Objective
The primary objective of the Scheme is to generate income through investment in securities issued by Central and/or State Government of various maturities. There is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Government Securities (across maturity) : 80% - 100%
- Cash and Cash Equivalent : 0% - 20%
- For detailed asset allocation pattern, please refer to the Scheme Information Document
Type of scheme
An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Crisil Dynamic Gilt Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- A-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 20 Sep 1999 to 23 Sep 1999
- Units first allotted
- 30 Sep 1999
- Open for sale again
- 1 Oct 1999
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹100
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 119099 | INF740K01NF3 | DSP_GILT_DIR_3GJTGW | 2 Jan 2013 | |
| Regular Growth | 100084 | INF740K01615 | DSP_GILT_REG_1S9AAX9 | 3 Apr 2006 | |
| Direct IDCW | 119100 | INF740K01NE6 | INF740K01NH9 | DSP_GILT_DIR_XYGTQ9 | 2 Jan 2013 |
| Regular IDCW | 100085 | INF740K01607 | INF740K01AD5 | DSP_GILT_REG_12S6V34 | 3 Apr 2006 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Factsheet September 2026 (opens in a new tab)DSP Mutual Fund, Sep 2026
Statement of additional information
- SAI DSP Mutual Fund (opens in a new tab)DSP Mutual Fund, Oct 2026
Annual report
- Annual Report for the Financial Year 2025 – 2026 (For all DSP Schemes) (opens in a new tab)DSP Mutual Fund, Mar 2026
- Abridged Annual Reports For Financial Year 2025-26 (For our Fixed Maturity Plans (Live and Matured)) (opens in a new tab)DSP Mutual Fund, Mar 2026
- Abridged Annual Reports For Financial Year 2025-26 (For our Equity Schemes) (opens in a new tab)DSP Mutual Fund, Mar 2026
- Abridged Annual Reports For Financial Year 2025-26 (For our Hybrid Schemes and Multi Asset Scheme) (opens in a new tab)DSP Mutual Fund, Mar 2026
Riskometer disclosure
- Changes in risk level of schemes and other details during FY 2025- 2026 (opens in a new tab)DSP Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio overlap 30 sep (opens in a new tab)DSP Mutual Fund, Sep 2026