Bank of India Value Fund Regular IDCW NAV today
AMFI: 154696ISIN: INF761K01HO3MUTF_IN: BANK_OF_INDI_L9NR16Bank of India Mutual FundValue funds
NAV ₹9.5200
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹356 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.79%16 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 25.330 Sep 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 330 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 21 Sep 2026
Bank of India Value Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −4.04% | −3.77% | – | – | – |
| 1 month | −5.09% | −6.54% | 6 of 24 | −6.72% | −8.4% to −5.2% |
| 3 months | Needs 3 months | – | – | −5.75% | −6.7% to −4.9% |
| 6 months | Needs 6 months | – | – | −5.65% | −7.3% to −3.4% |
| 1 year | Needs a year | – | – | −8.66% | −10.8% to −3.0% |
| 3 years | Needs 3 years | – | – | +10.10% | +8.2% to +12.8% |
| 5 years | Needs 5 years | – | – | +9.92% | +8.7% to +10.9% |
| 10 years | Needs 10 years | – | – | +12.06% | +10.9% to +13.1% |
₹10,000 put in on 22 Sep 2026 is ₹9,491 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: Nifty 500 TRI, over the same days as the fund. Rank, median and middle half among the Regular plans of Value funds, each fund's return to its latest NAV on or before 25 Oct 2026.
Bank of India Value Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.13 ptsA year, on 16 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.54%Over the last 25 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.67%Over the last 25 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan at its highest since Sep 2026 in the latest month.Direct plan lowest 1.34%, Sep 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 1.17% | 2.10% |
| Brokerage | 0.10% | 0.10% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.42% | 0.58% |
Per cent of assets a year, filed for 23 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
• If redeemed /switched-out within 3 months from the date of allotment: - For 10% of investments-:Nil - For remaining investments:1% • If redeemed/switched-out after 3 months from the date of allotment: Nil
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP instalments, at least
- Monthly - 6, Weekly -12
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- 100010001000
- SIP dates
- Any day in the month, Weekly (Monday to Friday) /
As listed for this plan on 24 Oct 2026.
Bank of India Value Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹39 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 10.6%Of the quarter's average
Bank of India Value Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| Navin Fluorine InternationalChemicals & Petrochemicals | Small cap251st | 2.04% | 7.26 | 8,800 | Sep 2026or earlier |
| HDFC BankBanks | Large cap2nd | 1.02% | 3.61 | 51,000 | Sep 2026or earlier |
| Kotak Mahindra BankBanks | Large cap16th | 1.00% | 3.54 | 85,000 | Sep 2026or earlier |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 97.92% | 348.40 |
| Net Receivables / (Payables) | −1.98% | −7.02 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 2.04%Navin Fluorine International
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 4.06%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 4.06%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 2.7Taken over 4.06% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares4.06%
- Cash and receivables95.94%
Per cent of the fund's net assets.
Risk ratios
NAV to 23 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| Since Sep 2026 | −5.56% | 6 Oct 2026 | 23 Oct 2026 | Not yet |
Portfolio turnover
- Year to Sep 2026Portfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
- 0.0%
Bank of India Value Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Nav Bhardwajhaving around 17 years of diverse experience, in equity research, project finance, derivative trading and fund management. | Sep 2026 | – | – | – | – | – | 1 | ₹356 Cr₹356 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| ITI Value FundITI Mutual Fund | 2.31% | 2 |
| Axis Value FundAxis Mutual Fund | 2.02% | 2 |
| Bandhan Value FundBandhan Mutual Fund | 2.02% | 2 |
| DSP Value FundDSP Mutual Fund | 2.02% | 2 |
| ICICI Prudential Value FundICICI Prudential Mutual Fund | 2.02% | 2 |
| Nippon India Value FundNippon India Mutual Fund | 2.02% | 2 |
| Quantum Value FundQuantum Mutual Fund | 2.02% | 2 |
| Tata Value FundTata Mutual Fund | 2.02% | 2 |
| UTI Value FundUTI Mutual Fund | 2.02% | 2 |
| LIC Mf Value FundLIC Mutual Fund | 1.86% | 2 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 22 SepTermsMinimum additional purchase: ₹5,000 to ₹1,000
- 22 SepTermsRedemptions: not accepted to accepted
- 22 SepTermsWithdrawal plans (SWP): not accepted to accepted
Fund details
Objective
The investment objective of the scheme is to generate long-term capital appreciation by predominantly investing in equity and equity related instruments by following a value investment strategy. However, there is no assurance that the investment objective of the scheme will be achieved.
Asset allocation
- Equity & Equity related instruments of companies following a value investment strategy Residual Portion: Equity and Equity related instruments of companies other than value investment strategy - 00% to 20%
- Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20%
- Units issued by InvITS - 00% to 10%
Type of scheme
An open ended equity scheme following a value investment strategy
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Nifty 500 TRI
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 28 Aug 2026 to 11 Sep 2026
- Units first allotted
- 21 Sep 2026
- Open for sale again
- 22 Sep 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 154693 | INF761K01HK1 | BANK_OF_INDI_1LHS0MG | 22 Sep 2026 | |
| Regular Growth | 154695 | INF761K01HN5 | BANK_OF_INDI_VQU1EU | 22 Sep 2026 | |
| Direct IDCW | 154694 | INF761K01HL9 | INF761K01HM7 | BANK_OF_INDI_KE70UI | 22 Sep 2026 |
| Regular IDCW | 154696 | INF761K01HO3 | INF761K01HP0 | BANK_OF_INDI_L9NR16 | 22 Sep 2026 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- FACTSHEET SEPTEMBER 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026
Statement of additional information
- SAI Bank of India Mutual Fund (opens in a new tab)Bank of India Mutual Fund, Oct 2026
Annual report
- ABRIDGED ANNUAL REPORT 2025 2026 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
- ANNUAL REPORT 2025 - 26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Riskometer disclosure
- RISKOMETER FY 25-26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Portfolio overlap disclosure
- PORTFOLIO OVERLAP DISCLOSURE SEPTEMBER 30, 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026