Bandhan Conservative Hybrid Passive FOF Direct Growth NAV today
AMFI: 118486ISIN: INF194K016A9MUTF_IN: BAND_CONS_HYB_MYQH4OBandhan Mutual FundFund of Funds
Formerly Bandhan Asset Allocation Fund of Fund-Conservative, IDFC Asset Allocation Fund of Fund-Conservative
NAV ₹36.3578down ₹0.18 (0.49%)
NAV for 23 Oct 2026, against 22 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹5 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.05%14 Oct 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderately HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 430 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 11 Feb 2010
Bandhan Conservative Hybrid Passive FOF returns
Direct Growth plan
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. |
|---|---|---|
| 1 week | −1.26% | – |
| 1 month | −2.87% | – |
| 3 months | −2.52% | – |
| 6 months | −1.46% | – |
| 1 year | −0.86% | +2.78%to 30 Sep 2026 |
| 3 years | +6.75% | +7.03%to 30 Sep 2026 |
| 5 years | +5.88% | +6.19%to 30 Sep 2026 |
| 10 years | +7.09% | +7.78%to 30 Sep 2026 |
₹10,000 put in on 3 Apr 2013 is ₹28,853 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Hybrid 85+15 - Conservative Index, over the same days as the fund, or to the month end its cell names.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +2.41% | +2.78% |
| 3 years | +7.26% | +7.03% |
| 5 years | +6.49% | +6.19% |
| 10 years | +7.39% | +7.78% |
| Since launch | +8.30% | +8.59% |
Benchmark: CRISIL Hybrid 85+15 - Conservative Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2014, +17.7%; lowest year to Dec 2022, +2.2%
Bandhan Conservative Hybrid Passive FOF SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,18,031₹1,18,026 after stamp duty | −3.16% | −3.17% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,78,014₹3,77,996 after stamp duty | +3.25% | +3.24% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,90,297₹6,90,262 after stamp duty | +5.60% | +5.59% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹16,90,758₹16,90,712 after stamp duty | +6.70% | +6.70% | ₹38 | |
| Since Apr 2013162 instalments | ₹16,20,000 | ₹27,02,123₹27,02,077 after stamp duty | +7.26% | +7.26% | ₹38 |
Rolling returns
Per cent a year, every window from 3 Apr 2013 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year3,041 windows−2.0%+8.7%+20.2%99.7%
3 years2,565 windows+3.9%+8.5%+12.8%100.0%
5 years2,083 windows+5.7%+8.1%+11.1%100.0%
10 years870 windows+7.1%+8.3%+9.1%100.0%
Every 3, 5 and 10-year window ended higher than it started.
Bandhan Conservative Hybrid Passive FOF expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.24 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.05%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.29%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.28%, Jun 2023.Direct plan lowest 0.04%, Jul 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.04% | 0.25% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.01% | 0.04% |
Per cent of assets a year, filed for 14 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
Entry Load: Nil. Exit Load (w.e.f 08-May-2020) If redeemed / Switched Out within 365 days from the date of allotment - Up to 10% of Investment Nil & For remaining Investment: 1.00%. If redeemed / switched out after 365 days from the date of allotment: Nil
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹1,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹500
- SIP
- Accepted
- SIP minimum
- ₹100
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment
As listed for this plan on 24 Oct 2026.
Bandhan Conservative Hybrid Passive FOF AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹5.48 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 26.8%Of the quarter's average
- Less the house's funds of fundsAverage assets, excluding the house's funds of funds. The quarter's average assets less the money the same fund house's funds of funds hold in this fund, so that money is not counted twice.
- ₹0.00 CrQuarter to Sep 2026
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹103 Cr, quarter to Dec 2010.
Assets at each month end
Highest ₹14 Cr, May 2019.The latest month end is the lowest since Feb 2019.
Bandhan Conservative Hybrid Passive FOF portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|
| Bandhan Crisil IBX Gilt April 2028 Index Fund | 38.28% | 2.05 | 14,62,265 | Jan 2026 |
| Bandhan Crisil IBX 90:10 SDL Plus Gilt - April 2032 Index Fund | 37.85% | 2.03 | 15,41,260 | Jan 2026 |
| Bandhan Nifty Midcap 150 Index Fund | 22.89% | 1.23 | 12,31,156 | Jul 2026 |
| Bandhan Nifty Alpha 50 Index Fund | 0.44% | 0.02 | 16,822 | Aug 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Triparty Repo TRP_011026 | 0.37% | 0.02 |
| Net Current Assets | 0.16% | 0.01 |
| Cash Margin - CCIL | 0.01% | 0.00 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 38.28%Bandhan Crisil IBX Gilt April 2028 Index Fund
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 99.46%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 99.46%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 2.9Taken over 99.46% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Units of other funds99.46%
- Cash and receivables0.54%
Per cent of the fund's net assets.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 0
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 0
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 4
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 1.59%
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Crisil IBX Gilt April 2028 Index Fund | – | – | – | 36.71%Bought | 36.77% | 38.24% | 36.98% | 38.06%Added | 42.41%Added | 37.49%Cut | 37.34%Added | 38.28% |
| Bandhan Crisil IBX 90:10 SDL Plus Gilt - April 2032 Index Fund | – | – | – | 40.27%Bought | 40.61% | 41.84% | 36.86%Cut | 37.70%Added | 42.28%Added | 37.50%Cut | 37.20%Added | 37.85% |
| Bandhan Nifty Midcap 150 Index Fund | – | – | – | – | – | – | – | – | – | 24.09%Bought | 24.07% | 22.89% |
| Bandhan Nifty Alpha 50 Index Fund | – | – | – | – | – | – | – | – | – | – | 0.46%Bought | 0.44% |
| Bandhan Nifty Total Market Index Fund | – | – | – | – | – | – | – | – | 15.00%Bought | Sold out | – | – |
| Bandhan Nifty 50 Index Fund | – | – | – | 22.43%Bought | 21.31%Cut | 19.72% | 23.43%Added | 22.96% | Sold out | – | – | – |
| Bandhan Large Cap Fund | 22.73% | 22.68% | 25.49% | Sold out | – | – | – | – | – | – | – | – |
| Bandhan Liquid Fund | 11.71%Added | 11.59% | 1.18%Cut | Sold out | – | – | – | – | – | – | – | – |
| Bandhan Short Term Fund | 33.81% | 33.47% | 37.86% | Sold out | – | – | – | – | – | – | – | – |
| Bandhan Ultra Short to Short Term Fund | 30.71% | 30.39% | 34.43% | Sold out | – | – | – | – | – | – | – | – |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.4.09%
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.2.37%
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.30
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.39
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 and 3 years | −3.71% | 12 Aug 2026 | 23 Oct 2026 | Not yet |
| 5 years | −5.39% | 17 Jan 2022 | 17 Jun 2022 | 17 Aug 2022 |
| 10 years and since Apr 2013 | −9.78% | 20 Feb 2020 | 23 Mar 2020 | 17 Jul 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Oct 2025 to Aug 202611 months | Moderately High | Moderately HighCRISIL Hybrid 85+15 - Conservative Index |
| May 2025 to Sep 20255 months | Moderately High | ModerateCRISIL Hybrid 85+15 - Conservative Index |
| Apr 2023 to Apr 202525 months | Moderately High | Moderately HighCRISIL Hybrid 85+15 - Conservative Index |
| Dec 2022 to Mar 20234 months | Moderately High | HighCRISIL Hybrid 85+15 - Conservative Index |
| Oct 2021 to Nov 202214 months | Moderately High | Moderately HighCRISIL Hybrid 85+15 - Conservative Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Bandhan Conservative Hybrid Passive FOF fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Karthik KumarPrimary | May 2026 | +0.36%over 140 days | – | – | 24.8% | 3.0% | 3 | ₹47 Cr₹47 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Bandhan Aggressive Hybrid Passive FOFKarthik Kumar | May 2026 | −2.56%over 140 days | – | – | ₹22 Cr |
| Bandhan Multi-Asset Passive FOFKarthik Kumar | May 2026 | −1.76%over 140 days | – | – | ₹20 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Bandhan Aggressive Hybrid Passive FOFBandhan Mutual Fund | 43.92% | 4 |
| Bandhan Multi-Asset Passive FOFBandhan Mutual Fund | 2.30% | 1 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Bandhan Conservative Hybrid Passive FOF dividend history
Paid through the IDCW (income distribution cum capital withdrawal) option, once called a dividend.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2021
- 31 DecBenchmarkBenchmark: CRISIL Short-Term Bond Index(80.00), BSE 200 TRI(15.00), Domestic Price of Gold Index(5.00) to CRISIL Hybrid 85+15 - Conservative Index
Fund details
Objective
The investment objective of the scheme is to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity passive funds and debt passive funds of Bandhan Mutual Fund based on a defined asset allocation model. Disclaimer: However, there can be no assurance that the investment objective of the scheme will be realized.
Asset allocation
- Investment in the underlying mutual fund/s, where in: 95%-100% - Passive Equity-Oriented Schemes10% - 25% - Passive Debt-Oriented Schemes Debt and Money Market Securities 0% - 5%
Type of scheme
An open-ended fund of funds scheme of Bandhan Mutual Fund investing in equity and debt passive schemes
- Stated category
- Hybrid FoF (Domestic)
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Hybrid 85+15 Conservative Index
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 4 Jan 2010 to 25 Jan 2010
- Units first allotted
- 11 Feb 2010
- Open for sale again
- 15 Feb 2010
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹1,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 118486 | INF194K016A9 | BAND_CONS_HYB_MYQH4O | 3 Apr 2013 | |
| Regular Growth | 112327 | INF194K01987 | BAND_CONS_HYB_19HENXR | 15 Feb 2010 | |
| Direct IDCW | 118487 | INF194K017A7 | INF194K018A5 | BAND_CONS_HYB_14JCMIC | 22 Mar 2013 |
| Regular IDCW | 112328 | INF194K01995 | INF194K01AA1 | BAND_CONS_HYB_1Q04FGD | 15 Feb 2010 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- October 2026 (opens in a new tab)Bandhan Mutual Fund, Sep 2026
Statement of additional information
- SAI Bandhan Mutual Fund (opens in a new tab)Bandhan Mutual Fund, Oct 2026
Annual report
- Abridged Annual Report - Set 1 - Debt Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 2 - Equity Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 3 - Fixed Term Plans (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 4 - Fund of Funds Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
Riskometer disclosure
- Annual changes in Risk-o-meter (opens in a new tab)Bandhan Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap - 30-Sep-2026 (opens in a new tab)Bandhan Mutual Fund, Sep 2026