Bajaj Finserv Gilt Fund Direct IDCW NAV today
AMFI: 153207ISIN: INF0QA701AQ7MUTF_IN: BAJA_GILT_DIR_NBFGEPBajaj Finserv Mutual FundGilt funds
NAV ₹1,075.9163
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹26 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.47%16 Oct 2026
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 5.88%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderately HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 630 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 15 Jan 2025
Bajaj Finserv Gilt Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | +0.07% | – | – | – | – |
| 1 month | −0.05% | – | 2 of 24 | −1.29% | −2.1% to −1.0% |
| 3 months | +0.30% | – | 2 of 24 | −1.16% | −1.9% to −0.9% |
| 6 months | +2.64% | – | 2 of 24 | +1.11% | +0.6% to +1.5% |
| 1 year | +3.43% | +2.66%to 30 Sep 2026 | 3 of 24 | +0.93% | +0.5% to +1.9% |
| 3 years | Needs 3 years | – | – | +6.10% | +5.8% to +6.3% |
| 5 years | Needs 5 years | – | – | +5.30% | +5.1% to +5.6% |
| 10 years | Needs 10 years | – | – | +6.60% | +6.1% to +6.9% |
₹10,000 put in on 16 Jan 2025 is ₹10,753 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Dynamic Gilt Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Gilt funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +4.03% | +2.66% |
| Since launch | +4.34% | +4.70% |
Benchmark: CRISIL Dynamic Gilt Index. Both as the fund house states them for the month.
Return in each year to March
- Fund, Direct GrowthReturn in the year to March. The change in NAV from the last NAV on or before 31 March of one year to the last NAV on or before 31 March of the next.
- Loss
Bajaj Finserv Gilt Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,22,874₹1,22,868 after stamp duty | +4.67% | +4.66% | ₹6 | |
| Since Jan 202521 instalments | ₹2,10,000 | ₹2,16,634₹2,16,623 after stamp duty | +3.53% | +3.53% | ₹11 |
3 years: Launched 15 Jan 2025, needs 3 years of history.
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Bajaj Finserv Gilt Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.89 ptsA year, on 16 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.47%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.36%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.61%, Apr 2026.Direct plan lowest 0.39%, May 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.33% | 1.09% |
| Brokerage | None | None |
| Transaction costs | 0.07% | 0.07% |
| Statutory levies | 0.07% | 0.20% |
Per cent of assets a year, filed for 16 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
Entry Load: Nil Exit Load: Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹1,000
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Daily, Weekly - Any day (Monday to Friday)* (If no day is selected Tuesday will be the default day), Fortnightly - 1st & 16th day of each month, as applicable *(1st & 16th of the month will be the default), Monthly - Any date (1st to 28th of the month)* 10th will be the default option), Quarterly - Any date (1st to 28th of the month)* 10th will be the default option)
As listed for this plan on 24 Oct 2026.
Bajaj Finserv Gilt Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹27 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 84.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹40 Cr, quarter to Jun 2025.
Assets at each month end
Highest ₹44 Cr, May 2025.Lowest ₹21 Cr, Dec 2025.
Bajaj Finserv Gilt Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 5.88%Lines stating a yield: 87.57% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 5.41%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 2.32years
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 2.23years
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 5.49years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| 91 Days Tbill (MD 22/10/2026)Sovereign, repaid 22 Oct 2026 | 19.52% | 4.99 | 5,00,000 | 5.20% | Sep 2026 |
| 91 Days Tbill (MD 27/11/2026)Sovereign, repaid 27 Nov 2026 | 19.42% | 4.96 | 5,00,000 | 5.35% | Aug 2026 |
| 182 Days Tbill (MD 31/12/2026)Sovereign, repaid 31 Dec 2026 | 19.32% | 4.93 | 5,00,000 | 5.50% | Sep 2026 |
| 7.24% Government of India (18/08/2055)Sovereign, 7.24% coupon, repaid 18 Aug 2055 | 18.58% | 4.75 | 5,00,000 | 7.83% | Sep 2026 |
| 91 Days Tbill (MD 01/10/2026)Sovereign, repaid 1 Oct 2026 | 9.79% | 2.50 | 2,50,000 | 5.30% | Aug 2026 |
| 6.33% Government of India (05/05/2035)Sovereign, 6.33% coupon, repaid 5 May 2035 | 0.33% | 0.09 | 9,000 | 7.25% | May 2025 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Clearing Corporation of India Ltd | 12.34% | 3.15 |
| Net Receivables / (Payables) | 0.70% | 0.18 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 19.52%91 Days Tbill (MD 22/10/2026)
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 86.63%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 86.96%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 4.8Taken over 86.96% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills86.96%
- Cash and receivables13.04%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign86.96%
Other
- Overnight lending12.34%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month41.65%
- 1 to 3 months19.42%
- 3 to 6 months19.32%
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 years0.33%
- Over 10 years18.58%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 357.42% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 117.43% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 2
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 1
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 17.43%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 58.07%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| 91 Days Tbill (MD 27/11/2026) | Trimmed | 19.42% | 52.28% | −32.86 pts | −10,00,000 |
| 91 Days Tbill (MD 22/10/2026) | New | 19.52% | 0.00% | +19.52 pts | +5,00,000 |
| 182 Days Tbill (MD 31/12/2026) | New | 19.32% | 0.00% | +19.32 pts | +5,00,000 |
| 7.24% Government of India (18/08/2055) | New | 18.58% | 0.00% | +18.58 pts | +5,00,000 |
| 364 Days Tbill (MD 26/11/2026) | Sold out | – | 17.43% | −17.43 pts | −5,00,000 |
| 91 Days Tbill (MD 01/10/2026) | Trimmed | 9.79% | 17.57% | −7.78 pts | −2,50,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 91 Days Tbill (MD 22/10/2026) | – | – | – | – | – | – | – | – | – | – | – | 19.52%Bought |
| 91 Days Tbill (MD 27/11/2026) | – | – | – | – | – | – | – | – | – | – | 52.28%Bought | 19.42%Cut |
| 182 Days Tbill (MD 31/12/2026) | – | – | – | – | – | – | – | – | – | – | – | 19.32%Bought |
| 7.24% Government of India (18/08/2055) | – | – | – | – | 30.09%Bought | Sold out | – | – | 38.80%Bought again | 38.50% | Sold out | 18.58%Bought again |
| 91 Days Tbill (MD 01/10/2026) | – | – | – | – | – | – | – | – | – | – | 17.57%Bought | 9.79%Cut |
| 6.33% Government of India (05/05/2035) | 24.38%Added | 34.62%Added | 24.06%Cut | 7.20%Cut | 7.73% | 0.27%Cut | 0.27% | 0.35% | 0.34% | 0.35% | 0.31% | 0.33% |
| 364 Days Tbill (MD 26/11/2026) | – | – | – | – | – | – | – | – | – | – | 17.43%Bought | Sold out |
| 6.68% Government of India (07/07/2040) | 39.93%Added | 17.02%Cut | 23.39% | 13.73% | 14.73% | Sold out | – | – | 38.12%Bought again | 38.39% | Sold out | – |
| 91 Days Tbill (MD 29/10/2026) | – | – | – | – | – | – | – | – | – | 39.05%Bought | Sold out | – |
| 6.9% Government of India (15/04/2065) | 30.94% | Sold out | – | – | 14.27%Bought again | 13.89% | 28.18%Added | 54.33%Added | 18.19%Cut | Sold out | – | – |
| 6.48% Government of India (06/10/2035) | – | 17.39%Bought | Sold out | 14.04%Bought again | Sold out | – | 29.93%Bought again | 19.37%Cut | Sold out | – | – | – |
| 91 Days Tbill (MD 20/08/2026) | – | – | – | – | – | – | – | 19.84%Bought | Sold out | – | – | – |
| 182 Days Tbill (MD 21/05/2026) | – | – | – | – | – | – | 15.50%Bought | Repaid | – | – | – | – |
| 364 Days Tbill (MD 21/05/2026) | – | – | – | – | – | – | 15.50%Bought | Repaid | – | – | – | – |
| 182 Days Tbill (MD 24/04/2026) | – | – | – | – | – | 15.55%Bought | Repaid | – | – | – | – | – |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Gilt funds (24 funds) over the same 1 year; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.4.39%
2.51%Lowest4.30%Average6.60%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.1.83%
1.01%Lowest2.41%Average4.40%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.−0.27
−1.28Lowest−0.48Average0.54Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.−0.43
−1.40Lowest−0.60Average1.21Highest
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −1.63% | 27 Feb 2026 | 2 Apr 2026 | 10 Apr 2026 |
| Since Jan 2025 | −3.87% | 28 May 2025 | 26 Aug 2025 | 18 Jun 2026 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Jul 2026 to Aug 20262 months | Moderately High | ModerateCRISIL Dynamic Gilt Index |
| Apr 2026 to Jun 20263 months | Moderate | ModerateCRISIL Dynamic Gilt Index |
| Mar 20261 month | Low to Moderate | ModerateCRISIL Dynamic Gilt Index |
| Feb 2025 to Feb 202613 months | Moderate | ModerateCRISIL Dynamic Gilt Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Bajaj Finserv Gilt Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Nimesh Chandan(Primary); Chief Investment Officer; Fund Manager | Jan 2025 | +4.20%a year | – | – | – | – | 13 | ₹30,660 Cr |
| Siddharth ChaudharyHead – Fixed Income; Fund Manager | Jan 2025 | +4.20%a year | – | – | – | – | 20 | ₹36,004 Cr₹577 Cr alone |
| Sourish Chatterjee(Comanage); Associate Fund Manager | May 2026 | +3.12%over 150 days | – | – | 99.7% | 71.4% | 2 | ₹817 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Bajaj Finserv Flexi Cap FundNimesh Chandan | – | – | – | ₹8,527 Cr | |
| Bajaj Finserv Liquid FundNimesh Chandan | Jul 2023 | +6.93%a year | – | – | ₹6,863 Cr |
| Bajaj Finserv Money Market FundNimesh Chandan | – | – | – | ₹3,973 Cr | |
| Bajaj Finserv Small Cap FundNimesh Chandan | – | – | – | ₹2,762 Cr | |
| Bajaj Finserv Large & Mid Cap FundNimesh Chandan | – | – | – | ₹2,324 Cr | |
| Bajaj Finserv Multi Cap FundNimesh Chandan | – | – | – | ₹1,641 Cr | |
| Bajaj Finserv Large Cap FundNimesh Chandan | – | – | – | ₹1,560 Cr | |
| Bajaj Finserv Balanced Advantage FundNimesh Chandan | – | – | – | ₹1,207 Cr | |
| Bajaj Finserv Overnight FundNimesh Chandan | Jul 2023 | +6.11%a year | – | – | ₹792 Cr |
| Bajaj Finserv Ultra Short to Short Term FundNimesh Chandan | – | – | – | ₹582 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Baroda BNP Paribas Gilt FundBaroda BNP Paribas Mutual Fund | 30.65% | 3 |
| Kotak Gilt FundKotak Mahindra Mutual Fund | 27.84% | 3 |
| Edelweiss Gilt FundEdelweiss Mutual Fund | 26.99% | 2 |
| Invesco India Gilt FundInvesco Mutual Fund | 18.58% | 1 |
| Union Gilt FundUnion Mutual Fund | 18.58% | 1 |
| Axis Gilt FundAxis Mutual Fund | 14.38% | 3 |
| HSBC Gilt FundHSBC Mutual Fund | 13.30% | 1 |
| Groww Gilt FundGroww Mutual Fund | 9.79% | 1 |
| UTI Gilt FundUTI Mutual Fund | 9.15% | 1 |
| ICICI Prudential Gilt FundICICI Prudential Mutual Fund | 6.80% | 1 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Government of India Securities/ State Government Securities, Treasury Bills and Cash Management Bills across maturity - 80% - 100%, Other Debt Securities and Money Market Instruments*, Units of InvITs* - 0% - 20%
**Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
Type of scheme
An open ended debt scheme investing in government securities across maturity with relatively high interest rate risk and relatively low credit risk
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Dynamic Gilt Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- A-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 30 Dec 2024 to 13 Jan 2025
- Units first allotted
- 15 Jan 2025
- Price at the offer
- ₹1,000 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 153206 | INF0QA701AP9 | BAJA_GILT_DIR_6Z8E4P | 16 Jan 2025 | |
| Regular Growth | 153211 | INF0QA701AM6 | BAJA_GILT_REG_VEHRB4 | 16 Jan 2025 | |
| Direct IDCW | 153207 | INF0QA701AQ7 | INF0QA701AR5 | BAJA_GILT_DIR_NBFGEP | 16 Jan 2025 |
| Regular IDCW | 153209 | INF0QA701AN4 | INF0QA701AO2 | BAJA_GILT_REG_1B3Y8BJ | 16 Jan 2025 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Bajaj AMC Factsheet October 2026 (opens in a new tab)Bajaj Finserv Mutual Fund, Oct 2026
Statement of additional information
- SAI Bajaj Finserv Mutual Fund (opens in a new tab)Bajaj Finserv Mutual Fund, Oct 2026
Annual report
- Bajaj Finserv Mutual Fund Annual Financials March 2026 (opens in a new tab)Bajaj Finserv Mutual Fund, Mar 2026
- Bajaj Finserv Mutual Fund – Abridged financial 2025-26 (opens in a new tab)Bajaj Finserv Mutual Fund, Mar 2026
Riskometer disclosure
- Details of Risk-o-meter of schemes of Bajaj Finserv Mutual Fund (opens in a new tab)Bajaj Finserv Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Bajaj AMC Portfolio Overlap September 2026 Download (opens in a new tab)Bajaj Finserv Mutual Fund, Sep 2026