XIRR calculator
XIRR is the yearly return on money that went in and came out on different days: SIP instalments, top-ups, redemptions. It is the return a mutual fund statement quotes.
The yearly return on investments made and withdrawn on different dates
Your money in and out13 lines
DateAmount (₹)In or out
Enter what your investment is worth today as money received on today’s date.
Add a monthly SIP in one go
XIRR
+20.64%
- Invested
- ₹60,000
- Received and value today
- ₹66,500
- Gain
- ₹6,500
Your money in and out, by date
- Invested
- Received and value today
How it is worked out
XIRR is the yearly rate at which every amount, brought to the first date at that rate over the days between, adds to nothing. Money invested counts as negative, money received and today's value as positive; a year is 365 days.
There is no formula to solve directly, so the rate is found by narrowing in on it until the amounts balance to the paisa.